HDFC BANK IFSC Code – EMSCOT HOUSE, MARGAO
Complete bank details including IFSC code, MICR code, address and payment facilities for EMSCOT HOUSE branch.
Bank Details
| Bank Name | HDFC BANK |
| Branch Name | EMSCOT HOUSE |
| IFSC Code | HDFC0001221 |
| MICR Code | 403240020 |
| Address | 207, EMSCOT HOUSELUIS MIRANDA RDMARGAO |
| City | MARGAO |
| District | SOUTH GOA |
| State | GOA |
| Contact | 9890603333 |
Payment Facilities
About IFSC Code HDFC0001221
The IFSC code HDFC0001221 uniquely identifies the EMSCOT HOUSE branch of HDFC BANK located in MARGAO, GOA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code HDFC0001221
- First 4 characters (HDFC) – Represents HDFC BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (001221) – Unique branch identifier for EMSCOT HOUSE
How to Use IFSC Code HDFC0001221
To transfer money to any account at HDFC BANK EMSCOT HOUSE branch, you will need to provide the IFSC code HDFC0001221 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at EMSCOT HOUSE
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About HDFC BANK EMSCOT HOUSE Branch
HDFC BANK EMSCOT HOUSE is a branch of HDFC BANK located in MARGAO, GOA. The branch provides comprehensive banking services to customers in MARGAO and surrounding areas.
Branch Address
207, EMSCOT HOUSELUIS MIRANDA RDMARGAO, MARGAO, GOA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 403240020. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of HDFC BANK EMSCOT HOUSE?
The IFSC code of HDFC BANK EMSCOT HOUSE branch in MARGAO is HDFC0001221.
What is the MICR code of HDFC BANK EMSCOT HOUSE?
The MICR code of HDFC BANK EMSCOT HOUSE branch is 403240020.
What is the address of HDFC BANK EMSCOT HOUSE?
HDFC BANK EMSCOT HOUSE branch is located at 207, EMSCOT HOUSELUIS MIRANDA RDMARGAO.
Does HDFC BANK EMSCOT HOUSE support NEFT/RTGS/IMPS?
HDFC BANK EMSCOT HOUSE branch supports NEFT, RTGS, IMPS, and UPI transactions.