HDFC BANK IFSC Code – RATNAGIRI, RATNAGIRI
Complete bank details including IFSC code, MICR code, address and payment facilities for RATNAGIRI branch.
Bank Details
| Bank Name | HDFC BANK |
| Branch Name | RATNAGIRI |
| IFSC Code | HDFC0000430 |
| MICR Code | 415240003 |
| Address | SHOWROOM NO 3,MANGESH-SHANTA APT, NEAR MARUTI MANDIR,RATNAGIRI MAHARASHTRA 415639 |
| City | RATNAGIRI |
| State | MAHARASHTRA |
| Contact | 9890603333 |
Payment Facilities
About IFSC Code HDFC0000430
The IFSC code HDFC0000430 uniquely identifies the RATNAGIRI branch of HDFC BANK located in RATNAGIRI, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code HDFC0000430
- First 4 characters (HDFC) – Represents HDFC BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000430) – Unique branch identifier for RATNAGIRI
How to Use IFSC Code HDFC0000430
To transfer money to any account at HDFC BANK RATNAGIRI branch, you will need to provide the IFSC code HDFC0000430 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at RATNAGIRI
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About HDFC BANK RATNAGIRI Branch
HDFC BANK RATNAGIRI is a branch of HDFC BANK located in RATNAGIRI, MAHARASHTRA. The branch provides comprehensive banking services to customers in RATNAGIRI and surrounding areas.
Branch Address
SHOWROOM NO 3,MANGESH-SHANTA APT, NEAR MARUTI MANDIR,RATNAGIRI MAHARASHTRA 415639, RATNAGIRI, MAHARASHTRA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 415240003. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of HDFC BANK RATNAGIRI?
The IFSC code of HDFC BANK RATNAGIRI branch in RATNAGIRI is HDFC0000430.
What is the MICR code of HDFC BANK RATNAGIRI?
The MICR code of HDFC BANK RATNAGIRI branch is 415240003.
What is the address of HDFC BANK RATNAGIRI?
HDFC BANK RATNAGIRI branch is located at SHOWROOM NO 3,MANGESH-SHANTA APT, NEAR MARUTI MANDIR,RATNAGIRI MAHARASHTRA 415639.
Does HDFC BANK RATNAGIRI support NEFT/RTGS/IMPS?
HDFC BANK RATNAGIRI branch supports NEFT, RTGS, IMPS, and UPI transactions.