HDFC BANK IFSC Code – LUDHIANA - MILLERGANJ - PUNJAB, LUDHIANA
Complete bank details including IFSC code, MICR code, address and payment facilities for LUDHIANA - MILLERGANJ - PUNJAB branch.
Bank Details
| Bank Name | HDFC BANK |
| Branch Name | LUDHIANA - MILLERGANJ - PUNJAB |
| IFSC Code | HDFC0000259 |
| MICR Code | 141240004 |
| Address | PLOT & SHED NO-B-XV-168/1GT ROAD,MILLERGANJLUDHIANAPUNJAB141003 |
| City | LUDHIANA |
| State | PUNJAB |
| Contact | 9815331111 |
Payment Facilities
About IFSC Code HDFC0000259
The IFSC code HDFC0000259 uniquely identifies the LUDHIANA - MILLERGANJ - PUNJAB branch of HDFC BANK located in LUDHIANA, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code HDFC0000259
- First 4 characters (HDFC) – Represents HDFC BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000259) – Unique branch identifier for LUDHIANA - MILLERGANJ - PUNJAB
How to Use IFSC Code HDFC0000259
To transfer money to any account at HDFC BANK LUDHIANA - MILLERGANJ - PUNJAB branch, you will need to provide the IFSC code HDFC0000259 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at LUDHIANA - MILLERGANJ - PUNJAB
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About HDFC BANK LUDHIANA - MILLERGANJ - PUNJAB Branch
HDFC BANK LUDHIANA - MILLERGANJ - PUNJAB is a branch of HDFC BANK located in LUDHIANA, PUNJAB. The branch provides comprehensive banking services to customers in LUDHIANA and surrounding areas.
Branch Address
PLOT & SHED NO-B-XV-168/1GT ROAD,MILLERGANJLUDHIANAPUNJAB141003, LUDHIANA, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 141240004. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of HDFC BANK LUDHIANA - MILLERGANJ - PUNJAB?
The IFSC code of HDFC BANK LUDHIANA - MILLERGANJ - PUNJAB branch in LUDHIANA is HDFC0000259.
What is the MICR code of HDFC BANK LUDHIANA - MILLERGANJ - PUNJAB?
The MICR code of HDFC BANK LUDHIANA - MILLERGANJ - PUNJAB branch is 141240004.
What is the address of HDFC BANK LUDHIANA - MILLERGANJ - PUNJAB?
HDFC BANK LUDHIANA - MILLERGANJ - PUNJAB branch is located at PLOT & SHED NO-B-XV-168/1GT ROAD,MILLERGANJLUDHIANAPUNJAB141003.
Does HDFC BANK LUDHIANA - MILLERGANJ - PUNJAB support NEFT/RTGS/IMPS?
HDFC BANK LUDHIANA - MILLERGANJ - PUNJAB branch supports NEFT, RTGS, IMPS, and UPI transactions.