FEDERAL BANKVerified Feb 2026

FEDERAL BANK IFSC Code – KOTTAYAM ASSET RECOVERY, KOTTAYAM

Complete bank details including IFSC code, MICR code, address and payment facilities for KOTTAYAM ASSET RECOVERY branch.

IFSC Code
FDRL0002227

Bank Details

Bank NameFEDERAL BANK
Branch NameKOTTAYAM ASSET RECOVERY
IFSC CodeFDRL0002227
MICR CodeWAITING
AddressKOTTAYAM ZONAL OFFICE,FEDERAL BANK,KOTTAYAM , KERALA
CityKOTTAYAM
StateKERALA
Contact2569154

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code FDRL0002227

The IFSC code FDRL0002227 uniquely identifies the KOTTAYAM ASSET RECOVERY branch of FEDERAL BANK located in KOTTAYAM, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code FDRL0002227

  • First 4 characters (FDRL) – Represents FEDERAL BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (002227) – Unique branch identifier for KOTTAYAM ASSET RECOVERY

How to Use IFSC Code FDRL0002227

To transfer money to any account at FEDERAL BANK KOTTAYAM ASSET RECOVERY branch, you will need to provide the IFSC code FDRL0002227 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at KOTTAYAM ASSET RECOVERY

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About FEDERAL BANK KOTTAYAM ASSET RECOVERY Branch

FEDERAL BANK KOTTAYAM ASSET RECOVERY is a branch of FEDERAL BANK located in KOTTAYAM, KERALA. The branch provides comprehensive banking services to customers in KOTTAYAM and surrounding areas.

Branch Address

KOTTAYAM ZONAL OFFICE,FEDERAL BANK,KOTTAYAM , KERALA, KOTTAYAM, KERALA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is WAITING. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of FEDERAL BANK KOTTAYAM ASSET RECOVERY?

The IFSC code of FEDERAL BANK KOTTAYAM ASSET RECOVERY branch in KOTTAYAM is FDRL0002227.

What is the MICR code of FEDERAL BANK KOTTAYAM ASSET RECOVERY?

The MICR code of FEDERAL BANK KOTTAYAM ASSET RECOVERY branch is WAITING.

What is the address of FEDERAL BANK KOTTAYAM ASSET RECOVERY?

FEDERAL BANK KOTTAYAM ASSET RECOVERY branch is located at KOTTAYAM ZONAL OFFICE,FEDERAL BANK,KOTTAYAM , KERALA.

Does FEDERAL BANK KOTTAYAM ASSET RECOVERY support NEFT/RTGS/IMPS?

FEDERAL BANK KOTTAYAM ASSET RECOVERY branch supports NEFT, RTGS, IMPS, and UPI transactions.