FEDERAL BANK IFSC Code – KOTTAYAM, KOTTAYAM
Complete bank details including IFSC code, MICR code, address and payment facilities for KOTTAYAM branch.
Bank Details
| Bank Name | FEDERAL BANK |
| Branch Name | KOTTAYAM |
| IFSC Code | FDRL0001025 |
| MICR Code | 686049002 |
| Address | P B NO. 269 T B ROAD KOTTAYAM |
| City | KOTTAYAM |
| State | KERALA |
| Contact | 0 |
Payment Facilities
About IFSC Code FDRL0001025
The IFSC code FDRL0001025 uniquely identifies the KOTTAYAM branch of FEDERAL BANK located in KOTTAYAM, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code FDRL0001025
- First 4 characters (FDRL) – Represents FEDERAL BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (001025) – Unique branch identifier for KOTTAYAM
How to Use IFSC Code FDRL0001025
To transfer money to any account at FEDERAL BANK KOTTAYAM branch, you will need to provide the IFSC code FDRL0001025 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at KOTTAYAM
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About FEDERAL BANK KOTTAYAM Branch
FEDERAL BANK KOTTAYAM is a branch of FEDERAL BANK located in KOTTAYAM, KERALA. The branch provides comprehensive banking services to customers in KOTTAYAM and surrounding areas.
Branch Address
P B NO. 269 T B ROAD KOTTAYAM, KOTTAYAM, KERALA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 686049002. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of FEDERAL BANK KOTTAYAM?
The IFSC code of FEDERAL BANK KOTTAYAM branch in KOTTAYAM is FDRL0001025.
What is the MICR code of FEDERAL BANK KOTTAYAM?
The MICR code of FEDERAL BANK KOTTAYAM branch is 686049002.
What is the address of FEDERAL BANK KOTTAYAM?
FEDERAL BANK KOTTAYAM branch is located at P B NO. 269 T B ROAD KOTTAYAM.
Does FEDERAL BANK KOTTAYAM support NEFT/RTGS/IMPS?
FEDERAL BANK KOTTAYAM branch supports NEFT, RTGS, IMPS, and UPI transactions.