FEDERAL BANKVerified Feb 2026

FEDERAL BANK IFSC Code – KOTTAYAM / SERVICE, KOTTAYAM

Complete bank details including IFSC code, MICR code, address and payment facilities for KOTTAYAM / SERVICE branch.

IFSC Code
FDRL0000512

Bank Details

Bank NameFEDERAL BANK
Branch NameKOTTAYAM / SERVICE
IFSC CodeFDRL0000512
MICR Code686049001
AddressTHEKKUMKAL BUILDINGS T.B. ROAD KOTTAYAM
CityKOTTAYAM
StateKERALA
Contact2583322

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code FDRL0000512

The IFSC code FDRL0000512 uniquely identifies the KOTTAYAM / SERVICE branch of FEDERAL BANK located in KOTTAYAM, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code FDRL0000512

  • First 4 characters (FDRL) – Represents FEDERAL BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000512) – Unique branch identifier for KOTTAYAM / SERVICE

How to Use IFSC Code FDRL0000512

To transfer money to any account at FEDERAL BANK KOTTAYAM / SERVICE branch, you will need to provide the IFSC code FDRL0000512 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at KOTTAYAM / SERVICE

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About FEDERAL BANK KOTTAYAM / SERVICE Branch

FEDERAL BANK KOTTAYAM / SERVICE is a branch of FEDERAL BANK located in KOTTAYAM, KERALA. The branch provides comprehensive banking services to customers in KOTTAYAM and surrounding areas.

Branch Address

THEKKUMKAL BUILDINGS T.B. ROAD KOTTAYAM, KOTTAYAM, KERALA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 686049001. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of FEDERAL BANK KOTTAYAM / SERVICE?

The IFSC code of FEDERAL BANK KOTTAYAM / SERVICE branch in KOTTAYAM is FDRL0000512.

What is the MICR code of FEDERAL BANK KOTTAYAM / SERVICE?

The MICR code of FEDERAL BANK KOTTAYAM / SERVICE branch is 686049001.

What is the address of FEDERAL BANK KOTTAYAM / SERVICE?

FEDERAL BANK KOTTAYAM / SERVICE branch is located at THEKKUMKAL BUILDINGS T.B. ROAD KOTTAYAM.

Does FEDERAL BANK KOTTAYAM / SERVICE support NEFT/RTGS/IMPS?

FEDERAL BANK KOTTAYAM / SERVICE branch supports NEFT, RTGS, IMPS, and UPI transactions.