FEDERAL BANKVerified Feb 2026

FEDERAL BANK IFSC Code – KOTTAM CREDIT HUB, KOTTAYAM

Complete bank details including IFSC code, MICR code, address and payment facilities for KOTTAM CREDIT HUB branch.

IFSC Code
FDRL0000303

Bank Details

Bank NameFEDERAL BANK
Branch NameKOTTAM CREDIT HUB
IFSC CodeFDRL0000303
MICR CodeWAITING
AddressKOTTAYAM REGIOANL OFFICE,PB NO 80,THEKKUMKAL BUILDING,T B ROAD , KOTTAYAM 686001
CityKOTTAYAM
StateKERALA
Contact2566950

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code FDRL0000303

The IFSC code FDRL0000303 uniquely identifies the KOTTAM CREDIT HUB branch of FEDERAL BANK located in KOTTAYAM, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code FDRL0000303

  • First 4 characters (FDRL) – Represents FEDERAL BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000303) – Unique branch identifier for KOTTAM CREDIT HUB

How to Use IFSC Code FDRL0000303

To transfer money to any account at FEDERAL BANK KOTTAM CREDIT HUB branch, you will need to provide the IFSC code FDRL0000303 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at KOTTAM CREDIT HUB

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About FEDERAL BANK KOTTAM CREDIT HUB Branch

FEDERAL BANK KOTTAM CREDIT HUB is a branch of FEDERAL BANK located in KOTTAYAM, KERALA. The branch provides comprehensive banking services to customers in KOTTAYAM and surrounding areas.

Branch Address

KOTTAYAM REGIOANL OFFICE,PB NO 80,THEKKUMKAL BUILDING,T B ROAD , KOTTAYAM 686001, KOTTAYAM, KERALA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is WAITING. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of FEDERAL BANK KOTTAM CREDIT HUB?

The IFSC code of FEDERAL BANK KOTTAM CREDIT HUB branch in KOTTAYAM is FDRL0000303.

What is the MICR code of FEDERAL BANK KOTTAM CREDIT HUB?

The MICR code of FEDERAL BANK KOTTAM CREDIT HUB branch is WAITING.

What is the address of FEDERAL BANK KOTTAM CREDIT HUB?

FEDERAL BANK KOTTAM CREDIT HUB branch is located at KOTTAYAM REGIOANL OFFICE,PB NO 80,THEKKUMKAL BUILDING,T B ROAD , KOTTAYAM 686001.

Does FEDERAL BANK KOTTAM CREDIT HUB support NEFT/RTGS/IMPS?

FEDERAL BANK KOTTAM CREDIT HUB branch supports NEFT, RTGS, IMPS, and UPI transactions.