DHANALAKSHMI BANK IFSC Code – DESOM, DESOM
Complete bank details including IFSC code, MICR code, address and payment facilities for DESOM branch.
Bank Details
| Bank Name | DHANALAKSHMI BANK |
| Branch Name | DESOM |
| IFSC Code | DLXB0000072 |
| MICR Code | 682048009 |
| Address | III/202 NATIONAL HIGH WAY 47 DESOM ALUVA, EKM DIST |
| City | DESOM |
| State | KERALA |
| Contact | 6453410 |
Payment Facilities
About IFSC Code DLXB0000072
The IFSC code DLXB0000072 uniquely identifies the DESOM branch of DHANALAKSHMI BANK located in DESOM, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code DLXB0000072
- First 4 characters (DLXB) – Represents DHANALAKSHMI BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000072) – Unique branch identifier for DESOM
How to Use IFSC Code DLXB0000072
To transfer money to any account at DHANALAKSHMI BANK DESOM branch, you will need to provide the IFSC code DLXB0000072 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at DESOM
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About DHANALAKSHMI BANK DESOM Branch
DHANALAKSHMI BANK DESOM is a branch of DHANALAKSHMI BANK located in DESOM, KERALA. The branch provides comprehensive banking services to customers in DESOM and surrounding areas.
Branch Address
III/202 NATIONAL HIGH WAY 47 DESOM ALUVA, EKM DIST, DESOM, KERALA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 682048009. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of DHANALAKSHMI BANK DESOM?
The IFSC code of DHANALAKSHMI BANK DESOM branch in DESOM is DLXB0000072.
What is the MICR code of DHANALAKSHMI BANK DESOM?
The MICR code of DHANALAKSHMI BANK DESOM branch is 682048009.
What is the address of DHANALAKSHMI BANK DESOM?
DHANALAKSHMI BANK DESOM branch is located at III/202 NATIONAL HIGH WAY 47 DESOM ALUVA, EKM DIST.
Does DHANALAKSHMI BANK DESOM support NEFT/RTGS/IMPS?
DHANALAKSHMI BANK DESOM branch supports NEFT, RTGS, IMPS, and UPI transactions.