THE COSMOS CO OPERATIVE BANK LIMITED IFSC Code – MALAD, MUMBAI
Complete bank details including IFSC code, MICR code, address and payment facilities for MALAD branch.
Bank Details
| Bank Name | THE COSMOS CO OPERATIVE BANK LIMITED |
| Branch Name | MALAD |
| IFSC Code | COSB0000046 |
| MICR Code | 400164014 |
| Address | SHOP NO. 1,2 & 3 KHANDWALA LANE, KHANDWALA ARCADE, OFF DAFFATRY ROAD, MALAD EAST, MUMBAI 400097 |
| City | MUMBAI |
| District | GREATER BOMBAY |
| State | MAHARASHTRA |
| Contact | 28831014 |
Payment Facilities
About IFSC Code COSB0000046
The IFSC code COSB0000046 uniquely identifies the MALAD branch of THE COSMOS CO OPERATIVE BANK LIMITED located in MUMBAI, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code COSB0000046
- First 4 characters (COSB) – Represents THE COSMOS CO OPERATIVE BANK LIMITED bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000046) – Unique branch identifier for MALAD
How to Use IFSC Code COSB0000046
To transfer money to any account at THE COSMOS CO OPERATIVE BANK LIMITED MALAD branch, you will need to provide the IFSC code COSB0000046 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at MALAD
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About THE COSMOS CO OPERATIVE BANK LIMITED MALAD Branch
THE COSMOS CO OPERATIVE BANK LIMITED MALAD is a branch of THE COSMOS CO OPERATIVE BANK LIMITED located in MUMBAI, MAHARASHTRA. The branch provides comprehensive banking services to customers in MUMBAI and surrounding areas.
Branch Address
SHOP NO. 1,2 & 3 KHANDWALA LANE, KHANDWALA ARCADE, OFF DAFFATRY ROAD, MALAD EAST, MUMBAI 400097, MUMBAI, MAHARASHTRA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 400164014. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of THE COSMOS CO OPERATIVE BANK LIMITED MALAD?
The IFSC code of THE COSMOS CO OPERATIVE BANK LIMITED MALAD branch in MUMBAI is COSB0000046.
What is the MICR code of THE COSMOS CO OPERATIVE BANK LIMITED MALAD?
The MICR code of THE COSMOS CO OPERATIVE BANK LIMITED MALAD branch is 400164014.
What is the address of THE COSMOS CO OPERATIVE BANK LIMITED MALAD?
THE COSMOS CO OPERATIVE BANK LIMITED MALAD branch is located at SHOP NO. 1,2 & 3 KHANDWALA LANE, KHANDWALA ARCADE, OFF DAFFATRY ROAD, MALAD EAST, MUMBAI 400097.
Does THE COSMOS CO OPERATIVE BANK LIMITED MALAD support NEFT/RTGS/IMPS?
THE COSMOS CO OPERATIVE BANK LIMITED MALAD branch supports NEFT, RTGS, IMPS, and UPI transactions.