CAPITAL LOCAL AREA BANK LIMITEDVerified Feb 2026

CAPITAL LOCAL AREA BANK LIMITED IFSC Code – BILGA, BILGA

Complete bank details including IFSC code, MICR code, address and payment facilities for BILGA branch.

IFSC Code
CLBL0000020

Bank Details

Bank NameCAPITAL LOCAL AREA BANK LIMITED
Branch NameBILGA
IFSC CodeCLBL0000020
MICR Code144545605
AddressNEAR PATTI NELOWAL CHOWK, V.&P.O. BILGA-144036, TEHSIL PHILLAUR, DISTT. JALANDHAR
CityBILGA
DistrictJALANDHAR
StatePUNJAB
Contact245062

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code CLBL0000020

The IFSC code CLBL0000020 uniquely identifies the BILGA branch of CAPITAL LOCAL AREA BANK LIMITED located in BILGA, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code CLBL0000020

  • First 4 characters (CLBL) – Represents CAPITAL LOCAL AREA BANK LIMITED bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000020) – Unique branch identifier for BILGA

How to Use IFSC Code CLBL0000020

To transfer money to any account at CAPITAL LOCAL AREA BANK LIMITED BILGA branch, you will need to provide the IFSC code CLBL0000020 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at BILGA

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About CAPITAL LOCAL AREA BANK LIMITED BILGA Branch

CAPITAL LOCAL AREA BANK LIMITED BILGA is a branch of CAPITAL LOCAL AREA BANK LIMITED located in BILGA, PUNJAB. The branch provides comprehensive banking services to customers in BILGA and surrounding areas.

Branch Address

NEAR PATTI NELOWAL CHOWK, V.&P.O. BILGA-144036, TEHSIL PHILLAUR, DISTT. JALANDHAR, BILGA, PUNJAB

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 144545605. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of CAPITAL LOCAL AREA BANK LIMITED BILGA?

The IFSC code of CAPITAL LOCAL AREA BANK LIMITED BILGA branch in BILGA is CLBL0000020.

What is the MICR code of CAPITAL LOCAL AREA BANK LIMITED BILGA?

The MICR code of CAPITAL LOCAL AREA BANK LIMITED BILGA branch is 144545605.

What is the address of CAPITAL LOCAL AREA BANK LIMITED BILGA?

CAPITAL LOCAL AREA BANK LIMITED BILGA branch is located at NEAR PATTI NELOWAL CHOWK, V.&P.O. BILGA-144036, TEHSIL PHILLAUR, DISTT. JALANDHAR.

Does CAPITAL LOCAL AREA BANK LIMITED BILGA support NEFT/RTGS/IMPS?

CAPITAL LOCAL AREA BANK LIMITED BILGA branch supports NEFT, RTGS, IMPS, and UPI transactions.