CAPITAL LOCAL AREA BANK LIMITED IFSC Code – GORAYA, GORAYA
Complete bank details including IFSC code, MICR code, address and payment facilities for GORAYA branch.
Bank Details
| Bank Name | CAPITAL LOCAL AREA BANK LIMITED |
| Branch Name | GORAYA |
| IFSC Code | CLBL0000009 |
| MICR Code | 144545452 |
| Address | G.T. ROAD, GORAYA-144409, DISTT. JALANDHAR |
| City | GORAYA |
| District | JALANDHAR |
| State | PUNJAB |
| Contact | 501893 |
Payment Facilities
About IFSC Code CLBL0000009
The IFSC code CLBL0000009 uniquely identifies the GORAYA branch of CAPITAL LOCAL AREA BANK LIMITED located in GORAYA, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code CLBL0000009
- First 4 characters (CLBL) – Represents CAPITAL LOCAL AREA BANK LIMITED bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000009) – Unique branch identifier for GORAYA
How to Use IFSC Code CLBL0000009
To transfer money to any account at CAPITAL LOCAL AREA BANK LIMITED GORAYA branch, you will need to provide the IFSC code CLBL0000009 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at GORAYA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About CAPITAL LOCAL AREA BANK LIMITED GORAYA Branch
CAPITAL LOCAL AREA BANK LIMITED GORAYA is a branch of CAPITAL LOCAL AREA BANK LIMITED located in GORAYA, PUNJAB. The branch provides comprehensive banking services to customers in GORAYA and surrounding areas.
Branch Address
G.T. ROAD, GORAYA-144409, DISTT. JALANDHAR, GORAYA, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 144545452. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of CAPITAL LOCAL AREA BANK LIMITED GORAYA?
The IFSC code of CAPITAL LOCAL AREA BANK LIMITED GORAYA branch in GORAYA is CLBL0000009.
What is the MICR code of CAPITAL LOCAL AREA BANK LIMITED GORAYA?
The MICR code of CAPITAL LOCAL AREA BANK LIMITED GORAYA branch is 144545452.
What is the address of CAPITAL LOCAL AREA BANK LIMITED GORAYA?
CAPITAL LOCAL AREA BANK LIMITED GORAYA branch is located at G.T. ROAD, GORAYA-144409, DISTT. JALANDHAR.
Does CAPITAL LOCAL AREA BANK LIMITED GORAYA support NEFT/RTGS/IMPS?
CAPITAL LOCAL AREA BANK LIMITED GORAYA branch supports NEFT, RTGS, IMPS, and UPI transactions.