CITY UNION BANK LIMITEDVerified Feb 2026

CITY UNION BANK LIMITED IFSC Code – OTHAKADAI, MADURAI

Complete bank details including IFSC code, MICR code, address and payment facilities for OTHAKADAI branch.

IFSC Code
CIUB0000327

Bank Details

Bank NameCITY UNION BANK LIMITED
Branch NameOTHAKADAI
IFSC CodeCIUB0000327
MICR Code523054102
Address2 BY 109,MELUR MAIN ROAD,OTHAKADAI
CityMADURAI
StateTAMIL NADU
Contact9344023528

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code CIUB0000327

The IFSC code CIUB0000327 uniquely identifies the OTHAKADAI branch of CITY UNION BANK LIMITED located in MADURAI, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code CIUB0000327

  • First 4 characters (CIUB) – Represents CITY UNION BANK LIMITED bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000327) – Unique branch identifier for OTHAKADAI

How to Use IFSC Code CIUB0000327

To transfer money to any account at CITY UNION BANK LIMITED OTHAKADAI branch, you will need to provide the IFSC code CIUB0000327 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at OTHAKADAI

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About CITY UNION BANK LIMITED OTHAKADAI Branch

CITY UNION BANK LIMITED OTHAKADAI is a branch of CITY UNION BANK LIMITED located in MADURAI, TAMIL NADU. The branch provides comprehensive banking services to customers in MADURAI and surrounding areas.

Branch Address

2 BY 109,MELUR MAIN ROAD,OTHAKADAI, MADURAI, TAMIL NADU

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 523054102. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of CITY UNION BANK LIMITED OTHAKADAI?

The IFSC code of CITY UNION BANK LIMITED OTHAKADAI branch in MADURAI is CIUB0000327.

What is the MICR code of CITY UNION BANK LIMITED OTHAKADAI?

The MICR code of CITY UNION BANK LIMITED OTHAKADAI branch is 523054102.

What is the address of CITY UNION BANK LIMITED OTHAKADAI?

CITY UNION BANK LIMITED OTHAKADAI branch is located at 2 BY 109,MELUR MAIN ROAD,OTHAKADAI.

Does CITY UNION BANK LIMITED OTHAKADAI support NEFT/RTGS/IMPS?

CITY UNION BANK LIMITED OTHAKADAI branch supports NEFT, RTGS, IMPS, and UPI transactions.