CITY UNION BANK LIMITEDVerified Feb 2026

CITY UNION BANK LIMITED IFSC Code – GIRUGAMBAKKAM, CHENNAI

Complete bank details including IFSC code, MICR code, address and payment facilities for GIRUGAMBAKKAM branch.

IFSC Code
CIUB0000304

Bank Details

Bank NameCITY UNION BANK LIMITED
Branch NameGIRUGAMBAKKAM
IFSC CodeCIUB0000304
MICR Code638054011
Address453BY1,KUNDRATHUR MAIN ROAD,GERUGAMBAKKAM,CHENNAI
CityCHENNAI
DistrictKANCHEEPURAM
StateTAMIL NADU
Contact9380351758

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code CIUB0000304

The IFSC code CIUB0000304 uniquely identifies the GIRUGAMBAKKAM branch of CITY UNION BANK LIMITED located in CHENNAI, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code CIUB0000304

  • First 4 characters (CIUB) – Represents CITY UNION BANK LIMITED bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000304) – Unique branch identifier for GIRUGAMBAKKAM

How to Use IFSC Code CIUB0000304

To transfer money to any account at CITY UNION BANK LIMITED GIRUGAMBAKKAM branch, you will need to provide the IFSC code CIUB0000304 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at GIRUGAMBAKKAM

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About CITY UNION BANK LIMITED GIRUGAMBAKKAM Branch

CITY UNION BANK LIMITED GIRUGAMBAKKAM is a branch of CITY UNION BANK LIMITED located in CHENNAI, TAMIL NADU. The branch provides comprehensive banking services to customers in CHENNAI and surrounding areas.

Branch Address

453BY1,KUNDRATHUR MAIN ROAD,GERUGAMBAKKAM,CHENNAI, CHENNAI, TAMIL NADU

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 638054011. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of CITY UNION BANK LIMITED GIRUGAMBAKKAM?

The IFSC code of CITY UNION BANK LIMITED GIRUGAMBAKKAM branch in CHENNAI is CIUB0000304.

What is the MICR code of CITY UNION BANK LIMITED GIRUGAMBAKKAM?

The MICR code of CITY UNION BANK LIMITED GIRUGAMBAKKAM branch is 638054011.

What is the address of CITY UNION BANK LIMITED GIRUGAMBAKKAM?

CITY UNION BANK LIMITED GIRUGAMBAKKAM branch is located at 453BY1,KUNDRATHUR MAIN ROAD,GERUGAMBAKKAM,CHENNAI.

Does CITY UNION BANK LIMITED GIRUGAMBAKKAM support NEFT/RTGS/IMPS?

CITY UNION BANK LIMITED GIRUGAMBAKKAM branch supports NEFT, RTGS, IMPS, and UPI transactions.