CITY UNION BANK LIMITEDVerified Feb 2026

CITY UNION BANK LIMITED IFSC Code – PALAKAD, PALAKKAD

Complete bank details including IFSC code, MICR code, address and payment facilities for PALAKAD branch.

IFSC Code
CIUB0000126

Bank Details

Bank NameCITY UNION BANK LIMITED
Branch NamePALAKAD
IFSC CodeCIUB0000126
MICR Code627054004
AddressYAMBO TOWERS, 11 BY 1059 12, I FLOOR, TOWN BUS STAND ROAD, PALAKKAD 678 014
CityPALAKKAD
DistrictPALGHAT
StateKERALA
Contact2528151

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code CIUB0000126

The IFSC code CIUB0000126 uniquely identifies the PALAKAD branch of CITY UNION BANK LIMITED located in PALAKKAD, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code CIUB0000126

  • First 4 characters (CIUB) – Represents CITY UNION BANK LIMITED bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000126) – Unique branch identifier for PALAKAD

How to Use IFSC Code CIUB0000126

To transfer money to any account at CITY UNION BANK LIMITED PALAKAD branch, you will need to provide the IFSC code CIUB0000126 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at PALAKAD

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About CITY UNION BANK LIMITED PALAKAD Branch

CITY UNION BANK LIMITED PALAKAD is a branch of CITY UNION BANK LIMITED located in PALAKKAD, KERALA. The branch provides comprehensive banking services to customers in PALAKKAD and surrounding areas.

Branch Address

YAMBO TOWERS, 11 BY 1059 12, I FLOOR, TOWN BUS STAND ROAD, PALAKKAD 678 014, PALAKKAD, KERALA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 627054004. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of CITY UNION BANK LIMITED PALAKAD?

The IFSC code of CITY UNION BANK LIMITED PALAKAD branch in PALAKKAD is CIUB0000126.

What is the MICR code of CITY UNION BANK LIMITED PALAKAD?

The MICR code of CITY UNION BANK LIMITED PALAKAD branch is 627054004.

What is the address of CITY UNION BANK LIMITED PALAKAD?

CITY UNION BANK LIMITED PALAKAD branch is located at YAMBO TOWERS, 11 BY 1059 12, I FLOOR, TOWN BUS STAND ROAD, PALAKKAD 678 014.

Does CITY UNION BANK LIMITED PALAKAD support NEFT/RTGS/IMPS?

CITY UNION BANK LIMITED PALAKAD branch supports NEFT, RTGS, IMPS, and UPI transactions.