CITI BANKVerified Feb 2026

CITI BANK IFSC Code – RTGS-HO, MUMBAI

Complete bank details including IFSC code, MICR code, address and payment facilities for RTGS-HO branch.

IFSC Code
CITI0RTGSMI

Bank Details

Bank NameCITI BANK
Branch NameRTGS-HO
IFSC CodeCITI0RTGSMI
MICR Code400037002
AddressBOMBAY MUTUAL BUILDING, FORT, MUMBAI-400001
CityMUMBAI
StateMAHARASHTRA
Contact40005706

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code CITI0RTGSMI

The IFSC code CITI0RTGSMI uniquely identifies the RTGS-HO branch of CITI BANK located in MUMBAI, MAHARASHTRA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code CITI0RTGSMI

  • First 4 characters (CITI) – Represents CITI BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (RTGSMI) – Unique branch identifier for RTGS-HO

How to Use IFSC Code CITI0RTGSMI

To transfer money to any account at CITI BANK RTGS-HO branch, you will need to provide the IFSC code CITI0RTGSMI along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at RTGS-HO

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About CITI BANK RTGS-HO Branch

CITI BANK RTGS-HO is a branch of CITI BANK located in MUMBAI, MAHARASHTRA. The branch provides comprehensive banking services to customers in MUMBAI and surrounding areas.

Branch Address

BOMBAY MUTUAL BUILDING, FORT, MUMBAI-400001, MUMBAI, MAHARASHTRA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 400037002. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of CITI BANK RTGS-HO?

The IFSC code of CITI BANK RTGS-HO branch in MUMBAI is CITI0RTGSMI.

What is the MICR code of CITI BANK RTGS-HO?

The MICR code of CITI BANK RTGS-HO branch is 400037002.

What is the address of CITI BANK RTGS-HO?

CITI BANK RTGS-HO branch is located at BOMBAY MUTUAL BUILDING, FORT, MUMBAI-400001.

Does CITI BANK RTGS-HO support NEFT/RTGS/IMPS?

CITI BANK RTGS-HO branch supports NEFT, RTGS, IMPS, and UPI transactions.