CENTRAL BANK OF INDIA IFSC Code – IND AREA LUDHIANA, LUDHIANA
Complete bank details including IFSC code, MICR code, address and payment facilities for IND AREA LUDHIANA branch.
Bank Details
| Bank Name | CENTRAL BANK OF INDIA |
| Branch Name | IND AREA LUDHIANA |
| IFSC Code | CBIN0281613 |
| MICR Code | NA |
| Address | 583/584, INDUSTRIAL AREA-B, LUDHIANA PUNJAB 141003 |
| City | LUDHIANA |
| State | PUNJAB |
| Contact | 22612008 |
Payment Facilities
About IFSC Code CBIN0281613
The IFSC code CBIN0281613 uniquely identifies the IND AREA LUDHIANA branch of CENTRAL BANK OF INDIA located in LUDHIANA, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code CBIN0281613
- First 4 characters (CBIN) – Represents CENTRAL BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (281613) – Unique branch identifier for IND AREA LUDHIANA
How to Use IFSC Code CBIN0281613
To transfer money to any account at CENTRAL BANK OF INDIA IND AREA LUDHIANA branch, you will need to provide the IFSC code CBIN0281613 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at IND AREA LUDHIANA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About CENTRAL BANK OF INDIA IND AREA LUDHIANA Branch
CENTRAL BANK OF INDIA IND AREA LUDHIANA is a branch of CENTRAL BANK OF INDIA located in LUDHIANA, PUNJAB. The branch provides comprehensive banking services to customers in LUDHIANA and surrounding areas.
Branch Address
583/584, INDUSTRIAL AREA-B, LUDHIANA PUNJAB 141003, LUDHIANA, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of CENTRAL BANK OF INDIA IND AREA LUDHIANA?
The IFSC code of CENTRAL BANK OF INDIA IND AREA LUDHIANA branch in LUDHIANA is CBIN0281613.
What is the MICR code of CENTRAL BANK OF INDIA IND AREA LUDHIANA?
The MICR code of CENTRAL BANK OF INDIA IND AREA LUDHIANA branch is NA.
What is the address of CENTRAL BANK OF INDIA IND AREA LUDHIANA?
CENTRAL BANK OF INDIA IND AREA LUDHIANA branch is located at 583/584, INDUSTRIAL AREA-B, LUDHIANA PUNJAB 141003.
Does CENTRAL BANK OF INDIA IND AREA LUDHIANA support NEFT/RTGS/IMPS?
CENTRAL BANK OF INDIA IND AREA LUDHIANA branch supports NEFT, RTGS, IMPS, and UPI transactions.