CENTRAL BANK OF INDIAVerified Feb 2026

CENTRAL BANK OF INDIA IFSC Code – RATSAR, RATSAR

Complete bank details including IFSC code, MICR code, address and payment facilities for RATSAR branch.

IFSC Code
CBIN0281079

Bank Details

Bank NameCENTRAL BANK OF INDIA
Branch NameRATSAR
IFSC CodeCBIN0281079
MICR CodeNA
AddressGIRIJA SADAN, NEAR GANDHI ASHRAM CROSSING, VILL. & POST RATSAR, DIST- BALLIA, UP-277123
CityRATSAR
DistrictBALLIA
StateUTTAR PRADESH
Contact22612008

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code CBIN0281079

The IFSC code CBIN0281079 uniquely identifies the RATSAR branch of CENTRAL BANK OF INDIA located in RATSAR, UTTAR PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code CBIN0281079

  • First 4 characters (CBIN) – Represents CENTRAL BANK OF INDIA bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (281079) – Unique branch identifier for RATSAR

How to Use IFSC Code CBIN0281079

To transfer money to any account at CENTRAL BANK OF INDIA RATSAR branch, you will need to provide the IFSC code CBIN0281079 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at RATSAR

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About CENTRAL BANK OF INDIA RATSAR Branch

CENTRAL BANK OF INDIA RATSAR is a branch of CENTRAL BANK OF INDIA located in RATSAR, UTTAR PRADESH. The branch provides comprehensive banking services to customers in RATSAR and surrounding areas.

Branch Address

GIRIJA SADAN, NEAR GANDHI ASHRAM CROSSING, VILL. & POST RATSAR, DIST- BALLIA, UP-277123, RATSAR, UTTAR PRADESH

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of CENTRAL BANK OF INDIA RATSAR?

The IFSC code of CENTRAL BANK OF INDIA RATSAR branch in RATSAR is CBIN0281079.

What is the MICR code of CENTRAL BANK OF INDIA RATSAR?

The MICR code of CENTRAL BANK OF INDIA RATSAR branch is NA.

What is the address of CENTRAL BANK OF INDIA RATSAR?

CENTRAL BANK OF INDIA RATSAR branch is located at GIRIJA SADAN, NEAR GANDHI ASHRAM CROSSING, VILL. & POST RATSAR, DIST- BALLIA, UP-277123.

Does CENTRAL BANK OF INDIA RATSAR support NEFT/RTGS/IMPS?

CENTRAL BANK OF INDIA RATSAR branch supports NEFT, RTGS, IMPS, and UPI transactions.