CENTRAL BANK OF INDIAVerified Feb 2026

CENTRAL BANK OF INDIA IFSC Code – KOVALAM, KOVALAM

Complete bank details including IFSC code, MICR code, address and payment facilities for KOVALAM branch.

IFSC Code
CBIN0280939

Bank Details

Bank NameCENTRAL BANK OF INDIA
Branch NameKOVALAM
IFSC CodeCBIN0280939
MICR CodeNA
AddressKOVALAM JUNCTION KOVALAM -695527
CityKOVALAM
DistrictTHIRUVANANTHAPURAM
StateKERALA
Contact22612008

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code CBIN0280939

The IFSC code CBIN0280939 uniquely identifies the KOVALAM branch of CENTRAL BANK OF INDIA located in KOVALAM, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code CBIN0280939

  • First 4 characters (CBIN) – Represents CENTRAL BANK OF INDIA bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (280939) – Unique branch identifier for KOVALAM

How to Use IFSC Code CBIN0280939

To transfer money to any account at CENTRAL BANK OF INDIA KOVALAM branch, you will need to provide the IFSC code CBIN0280939 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at KOVALAM

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About CENTRAL BANK OF INDIA KOVALAM Branch

CENTRAL BANK OF INDIA KOVALAM is a branch of CENTRAL BANK OF INDIA located in KOVALAM, KERALA. The branch provides comprehensive banking services to customers in KOVALAM and surrounding areas.

Branch Address

KOVALAM JUNCTION KOVALAM -695527, KOVALAM, KERALA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of CENTRAL BANK OF INDIA KOVALAM?

The IFSC code of CENTRAL BANK OF INDIA KOVALAM branch in KOVALAM is CBIN0280939.

What is the MICR code of CENTRAL BANK OF INDIA KOVALAM?

The MICR code of CENTRAL BANK OF INDIA KOVALAM branch is NA.

What is the address of CENTRAL BANK OF INDIA KOVALAM?

CENTRAL BANK OF INDIA KOVALAM branch is located at KOVALAM JUNCTION KOVALAM -695527.

Does CENTRAL BANK OF INDIA KOVALAM support NEFT/RTGS/IMPS?

CENTRAL BANK OF INDIA KOVALAM branch supports NEFT, RTGS, IMPS, and UPI transactions.