CENTRAL BANK OF INDIA IFSC Code – CIVIL LINES LUDHIANA, LUDHIANA
Complete bank details including IFSC code, MICR code, address and payment facilities for CIVIL LINES LUDHIANA branch.
Bank Details
| Bank Name | CENTRAL BANK OF INDIA |
| Branch Name | CIVIL LINES LUDHIANA |
| IFSC Code | CBIN0280360 |
| MICR Code | NA |
| Address | CIVIL LINES LUDHIANA |
| City | LUDHIANA |
| State | PUNJAB |
| Contact | 22612008 |
Payment Facilities
About IFSC Code CBIN0280360
The IFSC code CBIN0280360 uniquely identifies the CIVIL LINES LUDHIANA branch of CENTRAL BANK OF INDIA located in LUDHIANA, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code CBIN0280360
- First 4 characters (CBIN) – Represents CENTRAL BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (280360) – Unique branch identifier for CIVIL LINES LUDHIANA
How to Use IFSC Code CBIN0280360
To transfer money to any account at CENTRAL BANK OF INDIA CIVIL LINES LUDHIANA branch, you will need to provide the IFSC code CBIN0280360 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at CIVIL LINES LUDHIANA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About CENTRAL BANK OF INDIA CIVIL LINES LUDHIANA Branch
CENTRAL BANK OF INDIA CIVIL LINES LUDHIANA is a branch of CENTRAL BANK OF INDIA located in LUDHIANA, PUNJAB. The branch provides comprehensive banking services to customers in LUDHIANA and surrounding areas.
Branch Address
CIVIL LINES LUDHIANA, LUDHIANA, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of CENTRAL BANK OF INDIA CIVIL LINES LUDHIANA?
The IFSC code of CENTRAL BANK OF INDIA CIVIL LINES LUDHIANA branch in LUDHIANA is CBIN0280360.
What is the MICR code of CENTRAL BANK OF INDIA CIVIL LINES LUDHIANA?
The MICR code of CENTRAL BANK OF INDIA CIVIL LINES LUDHIANA branch is NA.
What is the address of CENTRAL BANK OF INDIA CIVIL LINES LUDHIANA?
CENTRAL BANK OF INDIA CIVIL LINES LUDHIANA branch is located at CIVIL LINES LUDHIANA.
Does CENTRAL BANK OF INDIA CIVIL LINES LUDHIANA support NEFT/RTGS/IMPS?
CENTRAL BANK OF INDIA CIVIL LINES LUDHIANA branch supports NEFT, RTGS, IMPS, and UPI transactions.