BANK OF INDIA IFSC Code – ERNAKULAM SP. HSG. FIN.PER., KOCHI
Complete bank details including IFSC code, MICR code, address and payment facilities for ERNAKULAM SP. HSG. FIN.PER. branch.
Bank Details
| Bank Name | BANK OF INDIA |
| Branch Name | ERNAKULAM SP. HSG. FIN.PER. |
| IFSC Code | BKID0008504 |
| MICR Code | 682013010 |
| Address | DEVAKI CASTLE, 1ST FLOOROPP DISTRICT COURT COMPLEX, KALOOR, KOCHI |
| City | KOCHI |
| State | KERALA |
| Contact | 4842536036 |
Payment Facilities
About IFSC Code BKID0008504
The IFSC code BKID0008504 uniquely identifies the ERNAKULAM SP. HSG. FIN.PER. branch of BANK OF INDIA located in KOCHI, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code BKID0008504
- First 4 characters (BKID) – Represents BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (008504) – Unique branch identifier for ERNAKULAM SP. HSG. FIN.PER.
How to Use IFSC Code BKID0008504
To transfer money to any account at BANK OF INDIA ERNAKULAM SP. HSG. FIN.PER. branch, you will need to provide the IFSC code BKID0008504 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at ERNAKULAM SP. HSG. FIN.PER.
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About BANK OF INDIA ERNAKULAM SP. HSG. FIN.PER. Branch
BANK OF INDIA ERNAKULAM SP. HSG. FIN.PER. is a branch of BANK OF INDIA located in KOCHI, KERALA. The branch provides comprehensive banking services to customers in KOCHI and surrounding areas.
Branch Address
DEVAKI CASTLE, 1ST FLOOROPP DISTRICT COURT COMPLEX, KALOOR, KOCHI, KOCHI, KERALA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 682013010. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of BANK OF INDIA ERNAKULAM SP. HSG. FIN.PER.?
The IFSC code of BANK OF INDIA ERNAKULAM SP. HSG. FIN.PER. branch in KOCHI is BKID0008504.
What is the MICR code of BANK OF INDIA ERNAKULAM SP. HSG. FIN.PER.?
The MICR code of BANK OF INDIA ERNAKULAM SP. HSG. FIN.PER. branch is 682013010.
What is the address of BANK OF INDIA ERNAKULAM SP. HSG. FIN.PER.?
BANK OF INDIA ERNAKULAM SP. HSG. FIN.PER. branch is located at DEVAKI CASTLE, 1ST FLOOROPP DISTRICT COURT COMPLEX, KALOOR, KOCHI.
Does BANK OF INDIA ERNAKULAM SP. HSG. FIN.PER. support NEFT/RTGS/IMPS?
BANK OF INDIA ERNAKULAM SP. HSG. FIN.PER. branch supports NEFT, RTGS, IMPS, and UPI transactions.