BANK OF INDIA IFSC Code – VIRUDACHALAM, CUDDALORE
Complete bank details including IFSC code, MICR code, address and payment facilities for VIRUDACHALAM branch.
Bank Details
| Bank Name | BANK OF INDIA |
| Branch Name | VIRUDACHALAM |
| IFSC Code | BKID0008377 |
| MICR Code | WAITING |
| Address | WARD NO 3 ULUNDURPET ROAD PUTHUKUPPAM VRIDDHACHALAM CUDDALORE DISTRICT PINCODE 606 001 |
| City | CUDDALORE |
| State | TAMIL NADU |
| Contact | 9597661156 |
Payment Facilities
About IFSC Code BKID0008377
The IFSC code BKID0008377 uniquely identifies the VIRUDACHALAM branch of BANK OF INDIA located in CUDDALORE, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code BKID0008377
- First 4 characters (BKID) – Represents BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (008377) – Unique branch identifier for VIRUDACHALAM
How to Use IFSC Code BKID0008377
To transfer money to any account at BANK OF INDIA VIRUDACHALAM branch, you will need to provide the IFSC code BKID0008377 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at VIRUDACHALAM
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About BANK OF INDIA VIRUDACHALAM Branch
BANK OF INDIA VIRUDACHALAM is a branch of BANK OF INDIA located in CUDDALORE, TAMIL NADU. The branch provides comprehensive banking services to customers in CUDDALORE and surrounding areas.
Branch Address
WARD NO 3 ULUNDURPET ROAD PUTHUKUPPAM VRIDDHACHALAM CUDDALORE DISTRICT PINCODE 606 001, CUDDALORE, TAMIL NADU
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is WAITING. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of BANK OF INDIA VIRUDACHALAM?
The IFSC code of BANK OF INDIA VIRUDACHALAM branch in CUDDALORE is BKID0008377.
What is the MICR code of BANK OF INDIA VIRUDACHALAM?
The MICR code of BANK OF INDIA VIRUDACHALAM branch is WAITING.
What is the address of BANK OF INDIA VIRUDACHALAM?
BANK OF INDIA VIRUDACHALAM branch is located at WARD NO 3 ULUNDURPET ROAD PUTHUKUPPAM VRIDDHACHALAM CUDDALORE DISTRICT PINCODE 606 001.
Does BANK OF INDIA VIRUDACHALAM support NEFT/RTGS/IMPS?
BANK OF INDIA VIRUDACHALAM branch supports NEFT, RTGS, IMPS, and UPI transactions.