BANK OF INDIA IFSC Code – SOUTH CITY AYALI KHURD, LUDHIANA
Complete bank details including IFSC code, MICR code, address and payment facilities for SOUTH CITY AYALI KHURD branch.
Bank Details
| Bank Name | BANK OF INDIA |
| Branch Name | SOUTH CITY AYALI KHURD |
| IFSC Code | BKID0006498 |
| MICR Code | WAITING |
| Address | SOUTH CITY AYALI KHURD 26 L SOUTH CITY AYALI KHURD LUDHIANA 142027 |
| City | LUDHIANA |
| State | PUNJAB |
| Contact | 8556078573 |
Payment Facilities
About IFSC Code BKID0006498
The IFSC code BKID0006498 uniquely identifies the SOUTH CITY AYALI KHURD branch of BANK OF INDIA located in LUDHIANA, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code BKID0006498
- First 4 characters (BKID) – Represents BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (006498) – Unique branch identifier for SOUTH CITY AYALI KHURD
How to Use IFSC Code BKID0006498
To transfer money to any account at BANK OF INDIA SOUTH CITY AYALI KHURD branch, you will need to provide the IFSC code BKID0006498 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at SOUTH CITY AYALI KHURD
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About BANK OF INDIA SOUTH CITY AYALI KHURD Branch
BANK OF INDIA SOUTH CITY AYALI KHURD is a branch of BANK OF INDIA located in LUDHIANA, PUNJAB. The branch provides comprehensive banking services to customers in LUDHIANA and surrounding areas.
Branch Address
SOUTH CITY AYALI KHURD 26 L SOUTH CITY AYALI KHURD LUDHIANA 142027, LUDHIANA, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is WAITING. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of BANK OF INDIA SOUTH CITY AYALI KHURD?
The IFSC code of BANK OF INDIA SOUTH CITY AYALI KHURD branch in LUDHIANA is BKID0006498.
What is the MICR code of BANK OF INDIA SOUTH CITY AYALI KHURD?
The MICR code of BANK OF INDIA SOUTH CITY AYALI KHURD branch is WAITING.
What is the address of BANK OF INDIA SOUTH CITY AYALI KHURD?
BANK OF INDIA SOUTH CITY AYALI KHURD branch is located at SOUTH CITY AYALI KHURD 26 L SOUTH CITY AYALI KHURD LUDHIANA 142027.
Does BANK OF INDIA SOUTH CITY AYALI KHURD support NEFT/RTGS/IMPS?
BANK OF INDIA SOUTH CITY AYALI KHURD branch supports NEFT, RTGS, IMPS, and UPI transactions.