BANK OF INDIA IFSC Code – LADOWALI ROAD, JALLANDHAR
Complete bank details including IFSC code, MICR code, address and payment facilities for LADOWALI ROAD branch.
Bank Details
| Bank Name | BANK OF INDIA |
| Branch Name | LADOWALI ROAD |
| IFSC Code | BKID0006408 |
| MICR Code | 144013012 |
| Address | DIST ADMINISTARTIVE COMPLEXLADOWALI ROAD |
| City | JALLANDHAR |
| State | PUNJAB |
| Contact | 1812244155 |
Payment Facilities
About IFSC Code BKID0006408
The IFSC code BKID0006408 uniquely identifies the LADOWALI ROAD branch of BANK OF INDIA located in JALLANDHAR, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code BKID0006408
- First 4 characters (BKID) – Represents BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (006408) – Unique branch identifier for LADOWALI ROAD
How to Use IFSC Code BKID0006408
To transfer money to any account at BANK OF INDIA LADOWALI ROAD branch, you will need to provide the IFSC code BKID0006408 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at LADOWALI ROAD
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About BANK OF INDIA LADOWALI ROAD Branch
BANK OF INDIA LADOWALI ROAD is a branch of BANK OF INDIA located in JALLANDHAR, PUNJAB. The branch provides comprehensive banking services to customers in JALLANDHAR and surrounding areas.
Branch Address
DIST ADMINISTARTIVE COMPLEXLADOWALI ROAD, JALLANDHAR, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 144013012. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of BANK OF INDIA LADOWALI ROAD?
The IFSC code of BANK OF INDIA LADOWALI ROAD branch in JALLANDHAR is BKID0006408.
What is the MICR code of BANK OF INDIA LADOWALI ROAD?
The MICR code of BANK OF INDIA LADOWALI ROAD branch is 144013012.
What is the address of BANK OF INDIA LADOWALI ROAD?
BANK OF INDIA LADOWALI ROAD branch is located at DIST ADMINISTARTIVE COMPLEXLADOWALI ROAD.
Does BANK OF INDIA LADOWALI ROAD support NEFT/RTGS/IMPS?
BANK OF INDIA LADOWALI ROAD branch supports NEFT, RTGS, IMPS, and UPI transactions.