BANK OF INDIAVerified Feb 2026

BANK OF INDIA IFSC Code – CIRCULAR ROAD, AMRITSAR

Complete bank details including IFSC code, MICR code, address and payment facilities for CIRCULAR ROAD branch.

IFSC Code
BKID0006328

Bank Details

Bank NameBANK OF INDIA
Branch NameCIRCULAR ROAD
IFSC CodeBKID0006328
MICR CodeNA
Address3-CIRCULAR ROADAMRITSAR (PUNJAB) PIN-143001
CityAMRITSAR
StatePUNJAB
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code BKID0006328

The IFSC code BKID0006328 uniquely identifies the CIRCULAR ROAD branch of BANK OF INDIA located in AMRITSAR, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code BKID0006328

  • First 4 characters (BKID) – Represents BANK OF INDIA bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (006328) – Unique branch identifier for CIRCULAR ROAD

How to Use IFSC Code BKID0006328

To transfer money to any account at BANK OF INDIA CIRCULAR ROAD branch, you will need to provide the IFSC code BKID0006328 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at CIRCULAR ROAD

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About BANK OF INDIA CIRCULAR ROAD Branch

BANK OF INDIA CIRCULAR ROAD is a branch of BANK OF INDIA located in AMRITSAR, PUNJAB. The branch provides comprehensive banking services to customers in AMRITSAR and surrounding areas.

Branch Address

3-CIRCULAR ROADAMRITSAR (PUNJAB) PIN-143001, AMRITSAR, PUNJAB

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of BANK OF INDIA CIRCULAR ROAD?

The IFSC code of BANK OF INDIA CIRCULAR ROAD branch in AMRITSAR is BKID0006328.

What is the MICR code of BANK OF INDIA CIRCULAR ROAD?

The MICR code of BANK OF INDIA CIRCULAR ROAD branch is NA.

What is the address of BANK OF INDIA CIRCULAR ROAD?

BANK OF INDIA CIRCULAR ROAD branch is located at 3-CIRCULAR ROADAMRITSAR (PUNJAB) PIN-143001.

Does BANK OF INDIA CIRCULAR ROAD support NEFT/RTGS/IMPS?

BANK OF INDIA CIRCULAR ROAD branch supports NEFT, RTGS, IMPS, and UPI transactions.