BANK OF INDIAVerified Feb 2026

BANK OF INDIA IFSC Code – GHORABANDHA, JAMSHEDPUR

Complete bank details including IFSC code, MICR code, address and payment facilities for GHORABANDHA branch.

IFSC Code
BKID0005949

Bank Details

Bank NameBANK OF INDIA
Branch NameGHORABANDHA
IFSC CodeBKID0005949
MICR Code831013022
AddressVILL GHORABANDHA POST-LUABASA P.S.GOVINDPUR DT-EAST SINGHBHUM JAMSHEDPUR
CityJAMSHEDPUR
StateJHARKHAND
Contact6572281351

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code BKID0005949

The IFSC code BKID0005949 uniquely identifies the GHORABANDHA branch of BANK OF INDIA located in JAMSHEDPUR, JHARKHAND. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code BKID0005949

  • First 4 characters (BKID) – Represents BANK OF INDIA bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (005949) – Unique branch identifier for GHORABANDHA

How to Use IFSC Code BKID0005949

To transfer money to any account at BANK OF INDIA GHORABANDHA branch, you will need to provide the IFSC code BKID0005949 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at GHORABANDHA

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About BANK OF INDIA GHORABANDHA Branch

BANK OF INDIA GHORABANDHA is a branch of BANK OF INDIA located in JAMSHEDPUR, JHARKHAND. The branch provides comprehensive banking services to customers in JAMSHEDPUR and surrounding areas.

Branch Address

VILL GHORABANDHA POST-LUABASA P.S.GOVINDPUR DT-EAST SINGHBHUM JAMSHEDPUR, JAMSHEDPUR, JHARKHAND

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 831013022. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of BANK OF INDIA GHORABANDHA?

The IFSC code of BANK OF INDIA GHORABANDHA branch in JAMSHEDPUR is BKID0005949.

What is the MICR code of BANK OF INDIA GHORABANDHA?

The MICR code of BANK OF INDIA GHORABANDHA branch is 831013022.

What is the address of BANK OF INDIA GHORABANDHA?

BANK OF INDIA GHORABANDHA branch is located at VILL GHORABANDHA POST-LUABASA P.S.GOVINDPUR DT-EAST SINGHBHUM JAMSHEDPUR.

Does BANK OF INDIA GHORABANDHA support NEFT/RTGS/IMPS?

BANK OF INDIA GHORABANDHA branch supports NEFT, RTGS, IMPS, and UPI transactions.