BANK OF INDIA IFSC Code – BARAUNI, BEGUSARAI
Complete bank details including IFSC code, MICR code, address and payment facilities for BARAUNI branch.
Bank Details
| Bank Name | BANK OF INDIA |
| Branch Name | BARAUNI |
| IFSC Code | BKID0005841 |
| MICR Code | 851013202 |
| Address | AT PO BARAUNI, DIST BEGUSARAI |
| City | BEGUSARAI |
| State | BIHAR |
| Contact | 6279232378 |
Payment Facilities
About IFSC Code BKID0005841
The IFSC code BKID0005841 uniquely identifies the BARAUNI branch of BANK OF INDIA located in BEGUSARAI, BIHAR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code BKID0005841
- First 4 characters (BKID) – Represents BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (005841) – Unique branch identifier for BARAUNI
How to Use IFSC Code BKID0005841
To transfer money to any account at BANK OF INDIA BARAUNI branch, you will need to provide the IFSC code BKID0005841 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at BARAUNI
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About BANK OF INDIA BARAUNI Branch
BANK OF INDIA BARAUNI is a branch of BANK OF INDIA located in BEGUSARAI, BIHAR. The branch provides comprehensive banking services to customers in BEGUSARAI and surrounding areas.
Branch Address
AT PO BARAUNI, DIST BEGUSARAI, BEGUSARAI, BIHAR
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 851013202. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of BANK OF INDIA BARAUNI?
The IFSC code of BANK OF INDIA BARAUNI branch in BEGUSARAI is BKID0005841.
What is the MICR code of BANK OF INDIA BARAUNI?
The MICR code of BANK OF INDIA BARAUNI branch is 851013202.
What is the address of BANK OF INDIA BARAUNI?
BANK OF INDIA BARAUNI branch is located at AT PO BARAUNI, DIST BEGUSARAI.
Does BANK OF INDIA BARAUNI support NEFT/RTGS/IMPS?
BANK OF INDIA BARAUNI branch supports NEFT, RTGS, IMPS, and UPI transactions.