BANK OF INDIAVerified Feb 2026

BANK OF INDIA IFSC Code – BALLIA BAZAR, BEGUSARAI

Complete bank details including IFSC code, MICR code, address and payment facilities for BALLIA BAZAR branch.

IFSC Code
BKID0005840

Bank Details

Bank NameBANK OF INDIA
Branch NameBALLIA BAZAR
IFSC CodeBKID0005840
MICR Code851013601
AddressAT :BALLIA NAZAR, PO LAKHMINIADIST - BEGUSARAI
CityBEGUSARAI
StateBIHAR
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code BKID0005840

The IFSC code BKID0005840 uniquely identifies the BALLIA BAZAR branch of BANK OF INDIA located in BEGUSARAI, BIHAR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code BKID0005840

  • First 4 characters (BKID) – Represents BANK OF INDIA bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (005840) – Unique branch identifier for BALLIA BAZAR

How to Use IFSC Code BKID0005840

To transfer money to any account at BANK OF INDIA BALLIA BAZAR branch, you will need to provide the IFSC code BKID0005840 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at BALLIA BAZAR

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About BANK OF INDIA BALLIA BAZAR Branch

BANK OF INDIA BALLIA BAZAR is a branch of BANK OF INDIA located in BEGUSARAI, BIHAR. The branch provides comprehensive banking services to customers in BEGUSARAI and surrounding areas.

Branch Address

AT :BALLIA NAZAR, PO LAKHMINIADIST - BEGUSARAI, BEGUSARAI, BIHAR

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 851013601. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of BANK OF INDIA BALLIA BAZAR?

The IFSC code of BANK OF INDIA BALLIA BAZAR branch in BEGUSARAI is BKID0005840.

What is the MICR code of BANK OF INDIA BALLIA BAZAR?

The MICR code of BANK OF INDIA BALLIA BAZAR branch is 851013601.

What is the address of BANK OF INDIA BALLIA BAZAR?

BANK OF INDIA BALLIA BAZAR branch is located at AT :BALLIA NAZAR, PO LAKHMINIADIST - BEGUSARAI.

Does BANK OF INDIA BALLIA BAZAR support NEFT/RTGS/IMPS?

BANK OF INDIA BALLIA BAZAR branch supports NEFT, RTGS, IMPS, and UPI transactions.