BANK OF INDIA IFSC Code – LAXMIPUR, GANJAM
Complete bank details including IFSC code, MICR code, address and payment facilities for LAXMIPUR branch.
Bank Details
| Bank Name | BANK OF INDIA |
| Branch Name | LAXMIPUR |
| IFSC Code | BKID0005138 |
| MICR Code | WAITING |
| Address | BHARAT VIKAS RAJIV GANDHI SEVA KENDRA BUILDING AT PO LAXMIPUR VIA NARENDRAPUR DIST GANJAM 761003 |
| City | GANJAM |
| State | ODISHA |
| Contact | 9437616638 |
Payment Facilities
About IFSC Code BKID0005138
The IFSC code BKID0005138 uniquely identifies the LAXMIPUR branch of BANK OF INDIA located in GANJAM, ODISHA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code BKID0005138
- First 4 characters (BKID) – Represents BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (005138) – Unique branch identifier for LAXMIPUR
How to Use IFSC Code BKID0005138
To transfer money to any account at BANK OF INDIA LAXMIPUR branch, you will need to provide the IFSC code BKID0005138 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at LAXMIPUR
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About BANK OF INDIA LAXMIPUR Branch
BANK OF INDIA LAXMIPUR is a branch of BANK OF INDIA located in GANJAM, ODISHA. The branch provides comprehensive banking services to customers in GANJAM and surrounding areas.
Branch Address
BHARAT VIKAS RAJIV GANDHI SEVA KENDRA BUILDING AT PO LAXMIPUR VIA NARENDRAPUR DIST GANJAM 761003, GANJAM, ODISHA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is WAITING. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of BANK OF INDIA LAXMIPUR?
The IFSC code of BANK OF INDIA LAXMIPUR branch in GANJAM is BKID0005138.
What is the MICR code of BANK OF INDIA LAXMIPUR?
The MICR code of BANK OF INDIA LAXMIPUR branch is WAITING.
What is the address of BANK OF INDIA LAXMIPUR?
BANK OF INDIA LAXMIPUR branch is located at BHARAT VIKAS RAJIV GANDHI SEVA KENDRA BUILDING AT PO LAXMIPUR VIA NARENDRAPUR DIST GANJAM 761003.
Does BANK OF INDIA LAXMIPUR support NEFT/RTGS/IMPS?
BANK OF INDIA LAXMIPUR branch supports NEFT, RTGS, IMPS, and UPI transactions.