BANK OF INDIA IFSC Code – HOWRAH RETAIL HUB, HOWRAH
Complete bank details including IFSC code, MICR code, address and payment facilities for HOWRAH RETAIL HUB branch.
Bank Details
| Bank Name | BANK OF INDIA |
| Branch Name | HOWRAH RETAIL HUB |
| IFSC Code | BKID0004082 |
| MICR Code | NA |
| Address | 43 G T ROAD (SOUTH)HOWRAH |
| City | HOWRAH |
| State | WEST BENGAL |
| Contact | 3323673340 |
Payment Facilities
About IFSC Code BKID0004082
The IFSC code BKID0004082 uniquely identifies the HOWRAH RETAIL HUB branch of BANK OF INDIA located in HOWRAH, WEST BENGAL. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code BKID0004082
- First 4 characters (BKID) – Represents BANK OF INDIA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (004082) – Unique branch identifier for HOWRAH RETAIL HUB
How to Use IFSC Code BKID0004082
To transfer money to any account at BANK OF INDIA HOWRAH RETAIL HUB branch, you will need to provide the IFSC code BKID0004082 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at HOWRAH RETAIL HUB
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About BANK OF INDIA HOWRAH RETAIL HUB Branch
BANK OF INDIA HOWRAH RETAIL HUB is a branch of BANK OF INDIA located in HOWRAH, WEST BENGAL. The branch provides comprehensive banking services to customers in HOWRAH and surrounding areas.
Branch Address
43 G T ROAD (SOUTH)HOWRAH, HOWRAH, WEST BENGAL
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of BANK OF INDIA HOWRAH RETAIL HUB?
The IFSC code of BANK OF INDIA HOWRAH RETAIL HUB branch in HOWRAH is BKID0004082.
What is the MICR code of BANK OF INDIA HOWRAH RETAIL HUB?
The MICR code of BANK OF INDIA HOWRAH RETAIL HUB branch is NA.
What is the address of BANK OF INDIA HOWRAH RETAIL HUB?
BANK OF INDIA HOWRAH RETAIL HUB branch is located at 43 G T ROAD (SOUTH)HOWRAH.
Does BANK OF INDIA HOWRAH RETAIL HUB support NEFT/RTGS/IMPS?
BANK OF INDIA HOWRAH RETAIL HUB branch supports NEFT, RTGS, IMPS, and UPI transactions.