BANK OF INDIAVerified Feb 2026

BANK OF INDIA IFSC Code – BALLYGUNGE CIRCULAR ROAD, KOLKATA

Complete bank details including IFSC code, MICR code, address and payment facilities for BALLYGUNGE CIRCULAR ROAD branch.

IFSC Code
BKID0004035

Bank Details

Bank NameBANK OF INDIA
Branch NameBALLYGUNGE CIRCULAR ROAD
IFSC CodeBKID0004035
MICR Code700013003
Address67/B, BALLYGUNGE CIRCULAR ROADKOLKATA - 700 019.
CityKOLKATA
StateWEST BENGAL
Contact2280662122

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code BKID0004035

The IFSC code BKID0004035 uniquely identifies the BALLYGUNGE CIRCULAR ROAD branch of BANK OF INDIA located in KOLKATA, WEST BENGAL. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code BKID0004035

  • First 4 characters (BKID) – Represents BANK OF INDIA bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (004035) – Unique branch identifier for BALLYGUNGE CIRCULAR ROAD

How to Use IFSC Code BKID0004035

To transfer money to any account at BANK OF INDIA BALLYGUNGE CIRCULAR ROAD branch, you will need to provide the IFSC code BKID0004035 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at BALLYGUNGE CIRCULAR ROAD

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About BANK OF INDIA BALLYGUNGE CIRCULAR ROAD Branch

BANK OF INDIA BALLYGUNGE CIRCULAR ROAD is a branch of BANK OF INDIA located in KOLKATA, WEST BENGAL. The branch provides comprehensive banking services to customers in KOLKATA and surrounding areas.

Branch Address

67/B, BALLYGUNGE CIRCULAR ROADKOLKATA - 700 019., KOLKATA, WEST BENGAL

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 700013003. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of BANK OF INDIA BALLYGUNGE CIRCULAR ROAD?

The IFSC code of BANK OF INDIA BALLYGUNGE CIRCULAR ROAD branch in KOLKATA is BKID0004035.

What is the MICR code of BANK OF INDIA BALLYGUNGE CIRCULAR ROAD?

The MICR code of BANK OF INDIA BALLYGUNGE CIRCULAR ROAD branch is 700013003.

What is the address of BANK OF INDIA BALLYGUNGE CIRCULAR ROAD?

BANK OF INDIA BALLYGUNGE CIRCULAR ROAD branch is located at 67/B, BALLYGUNGE CIRCULAR ROADKOLKATA - 700 019..

Does BANK OF INDIA BALLYGUNGE CIRCULAR ROAD support NEFT/RTGS/IMPS?

BANK OF INDIA BALLYGUNGE CIRCULAR ROAD branch supports NEFT, RTGS, IMPS, and UPI transactions.