BANK OF INDIAVerified Feb 2026

BANK OF INDIA IFSC Code – MARGAO NRI, MARGAO

Complete bank details including IFSC code, MICR code, address and payment facilities for MARGAO NRI branch.

IFSC Code
BKID0001054

Bank Details

Bank NameBANK OF INDIA
Branch NameMARGAO NRI
IFSC CodeBKID0001054
MICR CodeWAITING
AddressRUA JOSE INACIO LOYOLA NEW MARKET POST BOX NO 272 MARGAO SALCETE GOA 403601
CityMARGAO
DistrictSOUTH GOA
StateGOA
Contact2733729

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code BKID0001054

The IFSC code BKID0001054 uniquely identifies the MARGAO NRI branch of BANK OF INDIA located in MARGAO, GOA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code BKID0001054

  • First 4 characters (BKID) – Represents BANK OF INDIA bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (001054) – Unique branch identifier for MARGAO NRI

How to Use IFSC Code BKID0001054

To transfer money to any account at BANK OF INDIA MARGAO NRI branch, you will need to provide the IFSC code BKID0001054 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at MARGAO NRI

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About BANK OF INDIA MARGAO NRI Branch

BANK OF INDIA MARGAO NRI is a branch of BANK OF INDIA located in MARGAO, GOA. The branch provides comprehensive banking services to customers in MARGAO and surrounding areas.

Branch Address

RUA JOSE INACIO LOYOLA NEW MARKET POST BOX NO 272 MARGAO SALCETE GOA 403601, MARGAO, GOA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is WAITING. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of BANK OF INDIA MARGAO NRI?

The IFSC code of BANK OF INDIA MARGAO NRI branch in MARGAO is BKID0001054.

What is the MICR code of BANK OF INDIA MARGAO NRI?

The MICR code of BANK OF INDIA MARGAO NRI branch is WAITING.

What is the address of BANK OF INDIA MARGAO NRI?

BANK OF INDIA MARGAO NRI branch is located at RUA JOSE INACIO LOYOLA NEW MARKET POST BOX NO 272 MARGAO SALCETE GOA 403601.

Does BANK OF INDIA MARGAO NRI support NEFT/RTGS/IMPS?

BANK OF INDIA MARGAO NRI branch supports NEFT, RTGS, IMPS, and UPI transactions.