DENA BANK IFSC Code – SMRITI NAGAR, BHILAINAGAR
Complete bank details including IFSC code, MICR code, address and payment facilities for SMRITI NAGAR branch.
Bank Details
| Bank Name | DENA BANK |
| Branch Name | SMRITI NAGAR |
| IFSC Code | BKDN0821297 |
| MICR Code | NA |
| Address | SMRITI NAGAR,JUNWANI ROAD,NEAR APOLO HOSP,BHILAI NAGAR,CHHATTISGARH 490020 |
| City | BHILAINAGAR |
| State | CHANDIGARH |
| Contact | 0 |
Payment Facilities
About IFSC Code BKDN0821297
The IFSC code BKDN0821297 uniquely identifies the SMRITI NAGAR branch of DENA BANK located in BHILAINAGAR, CHANDIGARH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code BKDN0821297
- First 4 characters (BKDN) – Represents DENA BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (821297) – Unique branch identifier for SMRITI NAGAR
How to Use IFSC Code BKDN0821297
To transfer money to any account at DENA BANK SMRITI NAGAR branch, you will need to provide the IFSC code BKDN0821297 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at SMRITI NAGAR
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About DENA BANK SMRITI NAGAR Branch
DENA BANK SMRITI NAGAR is a branch of DENA BANK located in BHILAINAGAR, CHANDIGARH. The branch provides comprehensive banking services to customers in BHILAINAGAR and surrounding areas.
Branch Address
SMRITI NAGAR,JUNWANI ROAD,NEAR APOLO HOSP,BHILAI NAGAR,CHHATTISGARH 490020, BHILAINAGAR, CHANDIGARH
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of DENA BANK SMRITI NAGAR?
The IFSC code of DENA BANK SMRITI NAGAR branch in BHILAINAGAR is BKDN0821297.
What is the MICR code of DENA BANK SMRITI NAGAR?
The MICR code of DENA BANK SMRITI NAGAR branch is NA.
What is the address of DENA BANK SMRITI NAGAR?
DENA BANK SMRITI NAGAR branch is located at SMRITI NAGAR,JUNWANI ROAD,NEAR APOLO HOSP,BHILAI NAGAR,CHHATTISGARH 490020.
Does DENA BANK SMRITI NAGAR support NEFT/RTGS/IMPS?
DENA BANK SMRITI NAGAR branch supports NEFT, RTGS, IMPS, and UPI transactions.