BANK OF BARODAVerified Feb 2026

BANK OF BARODA IFSC Code – LUXA ROAD BRANCH, VARANASI

Complete bank details including IFSC code, MICR code, address and payment facilities for LUXA ROAD BRANCH branch.

IFSC Code
BARB0LUXABS

Bank Details

Bank NameBANK OF BARODA
Branch NameLUXA ROAD BRANCH
IFSC CodeBARB0LUXABS
MICR Code221012012
AddressLUXA ROAD BRANCH,D.52/1, LUXA ROAD VARANASI,VARANASI,221001
CityVARANASI
StateUTTAR PRADESH
Contact1800223344

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code BARB0LUXABS

The IFSC code BARB0LUXABS uniquely identifies the LUXA ROAD BRANCH branch of BANK OF BARODA located in VARANASI, UTTAR PRADESH. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code BARB0LUXABS

  • First 4 characters (BARB) – Represents BANK OF BARODA bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (LUXABS) – Unique branch identifier for LUXA ROAD BRANCH

How to Use IFSC Code BARB0LUXABS

To transfer money to any account at BANK OF BARODA LUXA ROAD BRANCH branch, you will need to provide the IFSC code BARB0LUXABS along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at LUXA ROAD BRANCH

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About BANK OF BARODA LUXA ROAD BRANCH Branch

BANK OF BARODA LUXA ROAD BRANCH is a branch of BANK OF BARODA located in VARANASI, UTTAR PRADESH. The branch provides comprehensive banking services to customers in VARANASI and surrounding areas.

Branch Address

LUXA ROAD BRANCH,D.52/1, LUXA ROAD VARANASI,VARANASI,221001, VARANASI, UTTAR PRADESH

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 221012012. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of BANK OF BARODA LUXA ROAD BRANCH?

The IFSC code of BANK OF BARODA LUXA ROAD BRANCH branch in VARANASI is BARB0LUXABS.

What is the MICR code of BANK OF BARODA LUXA ROAD BRANCH?

The MICR code of BANK OF BARODA LUXA ROAD BRANCH branch is 221012012.

What is the address of BANK OF BARODA LUXA ROAD BRANCH?

BANK OF BARODA LUXA ROAD BRANCH branch is located at LUXA ROAD BRANCH,D.52/1, LUXA ROAD VARANASI,VARANASI,221001.

Does BANK OF BARODA LUXA ROAD BRANCH support NEFT/RTGS/IMPS?

BANK OF BARODA LUXA ROAD BRANCH branch supports NEFT, RTGS, IMPS, and UPI transactions.