BANK OF BARODA IFSC Code – KOTTAYAM BRANCH, KOTTAYAM
Complete bank details including IFSC code, MICR code, address and payment facilities for KOTTAYAM BRANCH branch.
Bank Details
| Bank Name | BANK OF BARODA |
| Branch Name | KOTTAYAM BRANCH |
| IFSC Code | BARB0KOTTAY |
| MICR Code | 686012002 |
| Address | KOTTAYAM BRANCH,PO BOX 171,BAKER JUNCTION,KOTTAYAM,DIST.KOTTAYAM,686001 |
| City | KOTTAYAM |
| State | KERALA |
| Contact | 1800223344 |
Payment Facilities
About IFSC Code BARB0KOTTAY
The IFSC code BARB0KOTTAY uniquely identifies the KOTTAYAM BRANCH branch of BANK OF BARODA located in KOTTAYAM, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code BARB0KOTTAY
- First 4 characters (BARB) – Represents BANK OF BARODA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (KOTTAY) – Unique branch identifier for KOTTAYAM BRANCH
How to Use IFSC Code BARB0KOTTAY
To transfer money to any account at BANK OF BARODA KOTTAYAM BRANCH branch, you will need to provide the IFSC code BARB0KOTTAY along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at KOTTAYAM BRANCH
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About BANK OF BARODA KOTTAYAM BRANCH Branch
BANK OF BARODA KOTTAYAM BRANCH is a branch of BANK OF BARODA located in KOTTAYAM, KERALA. The branch provides comprehensive banking services to customers in KOTTAYAM and surrounding areas.
Branch Address
KOTTAYAM BRANCH,PO BOX 171,BAKER JUNCTION,KOTTAYAM,DIST.KOTTAYAM,686001, KOTTAYAM, KERALA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 686012002. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of BANK OF BARODA KOTTAYAM BRANCH?
The IFSC code of BANK OF BARODA KOTTAYAM BRANCH branch in KOTTAYAM is BARB0KOTTAY.
What is the MICR code of BANK OF BARODA KOTTAYAM BRANCH?
The MICR code of BANK OF BARODA KOTTAYAM BRANCH branch is 686012002.
What is the address of BANK OF BARODA KOTTAYAM BRANCH?
BANK OF BARODA KOTTAYAM BRANCH branch is located at KOTTAYAM BRANCH,PO BOX 171,BAKER JUNCTION,KOTTAYAM,DIST.KOTTAYAM,686001.
Does BANK OF BARODA KOTTAYAM BRANCH support NEFT/RTGS/IMPS?
BANK OF BARODA KOTTAYAM BRANCH branch supports NEFT, RTGS, IMPS, and UPI transactions.