BANK OF BARODA IFSC Code – ERNAKULAM BRANCH, KOCHI
Complete bank details including IFSC code, MICR code, address and payment facilities for ERNAKULAM BRANCH branch.
Bank Details
| Bank Name | BANK OF BARODA |
| Branch Name | ERNAKULAM BRANCH |
| IFSC Code | BARB0ERNAKU |
| MICR Code | 682012002 |
| Address | ERNAKULAM BRANCH,PALLIMUKKU, M G ROAD, ERNAKULAM, COCHIN.,ERNAKULAM.,682016 |
| City | KOCHI |
| District | ERNAKULAM |
| State | KERALA |
| Contact | 1800223344 |
Payment Facilities
About IFSC Code BARB0ERNAKU
The IFSC code BARB0ERNAKU uniquely identifies the ERNAKULAM BRANCH branch of BANK OF BARODA located in KOCHI, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code BARB0ERNAKU
- First 4 characters (BARB) – Represents BANK OF BARODA bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (ERNAKU) – Unique branch identifier for ERNAKULAM BRANCH
How to Use IFSC Code BARB0ERNAKU
To transfer money to any account at BANK OF BARODA ERNAKULAM BRANCH branch, you will need to provide the IFSC code BARB0ERNAKU along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at ERNAKULAM BRANCH
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About BANK OF BARODA ERNAKULAM BRANCH Branch
BANK OF BARODA ERNAKULAM BRANCH is a branch of BANK OF BARODA located in KOCHI, KERALA. The branch provides comprehensive banking services to customers in KOCHI and surrounding areas.
Branch Address
ERNAKULAM BRANCH,PALLIMUKKU, M G ROAD, ERNAKULAM, COCHIN.,ERNAKULAM.,682016, KOCHI, KERALA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 682012002. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of BANK OF BARODA ERNAKULAM BRANCH?
The IFSC code of BANK OF BARODA ERNAKULAM BRANCH branch in KOCHI is BARB0ERNAKU.
What is the MICR code of BANK OF BARODA ERNAKULAM BRANCH?
The MICR code of BANK OF BARODA ERNAKULAM BRANCH branch is 682012002.
What is the address of BANK OF BARODA ERNAKULAM BRANCH?
BANK OF BARODA ERNAKULAM BRANCH branch is located at ERNAKULAM BRANCH,PALLIMUKKU, M G ROAD, ERNAKULAM, COCHIN.,ERNAKULAM.,682016.
Does BANK OF BARODA ERNAKULAM BRANCH support NEFT/RTGS/IMPS?
BANK OF BARODA ERNAKULAM BRANCH branch supports NEFT, RTGS, IMPS, and UPI transactions.