ANDHRA BANK IFSC Code – ZO LUDHIANA, LUDHIANA
Complete bank details including IFSC code, MICR code, address and payment facilities for ZO LUDHIANA branch.
Bank Details
| Bank Name | ANDHRA BANK |
| Branch Name | ZO LUDHIANA |
| IFSC Code | ANDB0002275 |
| MICR Code | NA |
| Address | SCO 1 C SECTOR 32 A CHANDIGARH ROAD LUDHIANA |
| City | LUDHIANA |
| State | PUNJAB |
| Contact | 2681051 |
Payment Facilities
About IFSC Code ANDB0002275
The IFSC code ANDB0002275 uniquely identifies the ZO LUDHIANA branch of ANDHRA BANK located in LUDHIANA, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code ANDB0002275
- First 4 characters (ANDB) – Represents ANDHRA BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002275) – Unique branch identifier for ZO LUDHIANA
How to Use IFSC Code ANDB0002275
To transfer money to any account at ANDHRA BANK ZO LUDHIANA branch, you will need to provide the IFSC code ANDB0002275 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at ZO LUDHIANA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About ANDHRA BANK ZO LUDHIANA Branch
ANDHRA BANK ZO LUDHIANA is a branch of ANDHRA BANK located in LUDHIANA, PUNJAB. The branch provides comprehensive banking services to customers in LUDHIANA and surrounding areas.
Branch Address
SCO 1 C SECTOR 32 A CHANDIGARH ROAD LUDHIANA, LUDHIANA, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of ANDHRA BANK ZO LUDHIANA?
The IFSC code of ANDHRA BANK ZO LUDHIANA branch in LUDHIANA is ANDB0002275.
What is the MICR code of ANDHRA BANK ZO LUDHIANA?
The MICR code of ANDHRA BANK ZO LUDHIANA branch is NA.
What is the address of ANDHRA BANK ZO LUDHIANA?
ANDHRA BANK ZO LUDHIANA branch is located at SCO 1 C SECTOR 32 A CHANDIGARH ROAD LUDHIANA.
Does ANDHRA BANK ZO LUDHIANA support NEFT/RTGS/IMPS?
ANDHRA BANK ZO LUDHIANA branch supports NEFT, RTGS, IMPS, and UPI transactions.