ANDHRA BANK IFSC Code – BIJA, BIJA
Complete bank details including IFSC code, MICR code, address and payment facilities for BIJA branch.
Bank Details
| Bank Name | ANDHRA BANK |
| Branch Name | BIJA |
| IFSC Code | ANDB0002178 |
| MICR Code | NA |
| Address | SAMRALA ROAD,BIJA,LUDHIANA DT,PUNJAB 141412 |
| City | BIJA |
| District | LUDHIANA |
| State | PUNJAB |
| Contact | 8146283844 |
Payment Facilities
About IFSC Code ANDB0002178
The IFSC code ANDB0002178 uniquely identifies the BIJA branch of ANDHRA BANK located in BIJA, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code ANDB0002178
- First 4 characters (ANDB) – Represents ANDHRA BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002178) – Unique branch identifier for BIJA
How to Use IFSC Code ANDB0002178
To transfer money to any account at ANDHRA BANK BIJA branch, you will need to provide the IFSC code ANDB0002178 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at BIJA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About ANDHRA BANK BIJA Branch
ANDHRA BANK BIJA is a branch of ANDHRA BANK located in BIJA, PUNJAB. The branch provides comprehensive banking services to customers in BIJA and surrounding areas.
Branch Address
SAMRALA ROAD,BIJA,LUDHIANA DT,PUNJAB 141412, BIJA, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of ANDHRA BANK BIJA?
The IFSC code of ANDHRA BANK BIJA branch in BIJA is ANDB0002178.
What is the MICR code of ANDHRA BANK BIJA?
The MICR code of ANDHRA BANK BIJA branch is NA.
What is the address of ANDHRA BANK BIJA?
ANDHRA BANK BIJA branch is located at SAMRALA ROAD,BIJA,LUDHIANA DT,PUNJAB 141412.
Does ANDHRA BANK BIJA support NEFT/RTGS/IMPS?
ANDHRA BANK BIJA branch supports NEFT, RTGS, IMPS, and UPI transactions.