ANDHRA BANK IFSC Code – KARAYA ROAD(CALCUTTA), KOLKATA
Complete bank details including IFSC code, MICR code, address and payment facilities for KARAYA ROAD(CALCUTTA) branch.
Bank Details
| Bank Name | ANDHRA BANK |
| Branch Name | KARAYA ROAD(CALCUTTA) |
| IFSC Code | ANDB0000287 |
| MICR Code | 700011010 |
| Address | 4/2 KARAYA ROAD, 1ST FLOORKOLKATA |
| City | KOLKATA |
| State | WEST BENGAL |
| Contact | 0 |
Payment Facilities
About IFSC Code ANDB0000287
The IFSC code ANDB0000287 uniquely identifies the KARAYA ROAD(CALCUTTA) branch of ANDHRA BANK located in KOLKATA, WEST BENGAL. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code ANDB0000287
- First 4 characters (ANDB) – Represents ANDHRA BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (000287) – Unique branch identifier for KARAYA ROAD(CALCUTTA)
How to Use IFSC Code ANDB0000287
To transfer money to any account at ANDHRA BANK KARAYA ROAD(CALCUTTA) branch, you will need to provide the IFSC code ANDB0000287 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at KARAYA ROAD(CALCUTTA)
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About ANDHRA BANK KARAYA ROAD(CALCUTTA) Branch
ANDHRA BANK KARAYA ROAD(CALCUTTA) is a branch of ANDHRA BANK located in KOLKATA, WEST BENGAL. The branch provides comprehensive banking services to customers in KOLKATA and surrounding areas.
Branch Address
4/2 KARAYA ROAD, 1ST FLOORKOLKATA, KOLKATA, WEST BENGAL
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 700011010. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of ANDHRA BANK KARAYA ROAD(CALCUTTA)?
The IFSC code of ANDHRA BANK KARAYA ROAD(CALCUTTA) branch in KOLKATA is ANDB0000287.
What is the MICR code of ANDHRA BANK KARAYA ROAD(CALCUTTA)?
The MICR code of ANDHRA BANK KARAYA ROAD(CALCUTTA) branch is 700011010.
What is the address of ANDHRA BANK KARAYA ROAD(CALCUTTA)?
ANDHRA BANK KARAYA ROAD(CALCUTTA) branch is located at 4/2 KARAYA ROAD, 1ST FLOORKOLKATA.
Does ANDHRA BANK KARAYA ROAD(CALCUTTA) support NEFT/RTGS/IMPS?
ANDHRA BANK KARAYA ROAD(CALCUTTA) branch supports NEFT, RTGS, IMPS, and UPI transactions.