ANDHRA BANKVerified Feb 2026

ANDHRA BANK IFSC Code – PALAKKAD, PALAKKAD

Complete bank details including IFSC code, MICR code, address and payment facilities for PALAKKAD branch.

IFSC Code
ANDB0000194

Bank Details

Bank NameANDHRA BANK
Branch NamePALAKKAD
IFSC CodeANDB0000194
MICR Code678011002
AddressPO BOX.331,MUNICIPAL BLDG,MARKET ROAD,PALGHAT,KERALA.
CityPALAKKAD
StateKERALA
Contact0

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code ANDB0000194

The IFSC code ANDB0000194 uniquely identifies the PALAKKAD branch of ANDHRA BANK located in PALAKKAD, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code ANDB0000194

  • First 4 characters (ANDB) – Represents ANDHRA BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (000194) – Unique branch identifier for PALAKKAD

How to Use IFSC Code ANDB0000194

To transfer money to any account at ANDHRA BANK PALAKKAD branch, you will need to provide the IFSC code ANDB0000194 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at PALAKKAD

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About ANDHRA BANK PALAKKAD Branch

ANDHRA BANK PALAKKAD is a branch of ANDHRA BANK located in PALAKKAD, KERALA. The branch provides comprehensive banking services to customers in PALAKKAD and surrounding areas.

Branch Address

PO BOX.331,MUNICIPAL BLDG,MARKET ROAD,PALGHAT,KERALA., PALAKKAD, KERALA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 678011002. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of ANDHRA BANK PALAKKAD?

The IFSC code of ANDHRA BANK PALAKKAD branch in PALAKKAD is ANDB0000194.

What is the MICR code of ANDHRA BANK PALAKKAD?

The MICR code of ANDHRA BANK PALAKKAD branch is 678011002.

What is the address of ANDHRA BANK PALAKKAD?

ANDHRA BANK PALAKKAD branch is located at PO BOX.331,MUNICIPAL BLDG,MARKET ROAD,PALGHAT,KERALA..

Does ANDHRA BANK PALAKKAD support NEFT/RTGS/IMPS?

ANDHRA BANK PALAKKAD branch supports NEFT, RTGS, IMPS, and UPI transactions.