ALLAHABAD BANK IFSC Code – FOCAL POINT LUDHIANA, LUDHIANA
Complete bank details including IFSC code, MICR code, address and payment facilities for FOCAL POINT LUDHIANA branch.
Bank Details
| Bank Name | ALLAHABAD BANK |
| Branch Name | FOCAL POINT LUDHIANA |
| IFSC Code | ALLA0212925 |
| MICR Code | 141010017 |
| Address | OPPOSITE AARTI STEELS LTD,SHIV CHOWK,FOCAL POINT,LUDHIANA141010 |
| City | LUDHIANA |
| State | PUNJAB |
| Contact | 9803505825 |
Payment Facilities
About IFSC Code ALLA0212925
The IFSC code ALLA0212925 uniquely identifies the FOCAL POINT LUDHIANA branch of ALLAHABAD BANK located in LUDHIANA, PUNJAB. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code ALLA0212925
- First 4 characters (ALLA) – Represents ALLAHABAD BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (212925) – Unique branch identifier for FOCAL POINT LUDHIANA
How to Use IFSC Code ALLA0212925
To transfer money to any account at ALLAHABAD BANK FOCAL POINT LUDHIANA branch, you will need to provide the IFSC code ALLA0212925 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at FOCAL POINT LUDHIANA
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About ALLAHABAD BANK FOCAL POINT LUDHIANA Branch
ALLAHABAD BANK FOCAL POINT LUDHIANA is a branch of ALLAHABAD BANK located in LUDHIANA, PUNJAB. The branch provides comprehensive banking services to customers in LUDHIANA and surrounding areas.
Branch Address
OPPOSITE AARTI STEELS LTD,SHIV CHOWK,FOCAL POINT,LUDHIANA141010, LUDHIANA, PUNJAB
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 141010017. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of ALLAHABAD BANK FOCAL POINT LUDHIANA?
The IFSC code of ALLAHABAD BANK FOCAL POINT LUDHIANA branch in LUDHIANA is ALLA0212925.
What is the MICR code of ALLAHABAD BANK FOCAL POINT LUDHIANA?
The MICR code of ALLAHABAD BANK FOCAL POINT LUDHIANA branch is 141010017.
What is the address of ALLAHABAD BANK FOCAL POINT LUDHIANA?
ALLAHABAD BANK FOCAL POINT LUDHIANA branch is located at OPPOSITE AARTI STEELS LTD,SHIV CHOWK,FOCAL POINT,LUDHIANA141010.
Does ALLAHABAD BANK FOCAL POINT LUDHIANA support NEFT/RTGS/IMPS?
ALLAHABAD BANK FOCAL POINT LUDHIANA branch supports NEFT, RTGS, IMPS, and UPI transactions.