ALLAHABAD BANK IFSC Code – KOTTAYAM, CHENNAI
Complete bank details including IFSC code, MICR code, address and payment facilities for KOTTAYAM branch.
Bank Details
| Bank Name | ALLAHABAD BANK |
| Branch Name | KOTTAYAM |
| IFSC Code | ALLA0212315 |
| MICR Code | 686010002 |
| Address | BENSTOWER, SAFTRI ROAD, KOTTAYAM |
| City | CHENNAI |
| State | TAMIL NADU |
| Contact | 2581718 |
Payment Facilities
About IFSC Code ALLA0212315
The IFSC code ALLA0212315 uniquely identifies the KOTTAYAM branch of ALLAHABAD BANK located in CHENNAI, TAMIL NADU. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code ALLA0212315
- First 4 characters (ALLA) – Represents ALLAHABAD BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (212315) – Unique branch identifier for KOTTAYAM
How to Use IFSC Code ALLA0212315
To transfer money to any account at ALLAHABAD BANK KOTTAYAM branch, you will need to provide the IFSC code ALLA0212315 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at KOTTAYAM
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About ALLAHABAD BANK KOTTAYAM Branch
ALLAHABAD BANK KOTTAYAM is a branch of ALLAHABAD BANK located in CHENNAI, TAMIL NADU. The branch provides comprehensive banking services to customers in CHENNAI and surrounding areas.
Branch Address
BENSTOWER, SAFTRI ROAD, KOTTAYAM, CHENNAI, TAMIL NADU
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 686010002. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of ALLAHABAD BANK KOTTAYAM?
The IFSC code of ALLAHABAD BANK KOTTAYAM branch in CHENNAI is ALLA0212315.
What is the MICR code of ALLAHABAD BANK KOTTAYAM?
The MICR code of ALLAHABAD BANK KOTTAYAM branch is 686010002.
What is the address of ALLAHABAD BANK KOTTAYAM?
ALLAHABAD BANK KOTTAYAM branch is located at BENSTOWER, SAFTRI ROAD, KOTTAYAM.
Does ALLAHABAD BANK KOTTAYAM support NEFT/RTGS/IMPS?
ALLAHABAD BANK KOTTAYAM branch supports NEFT, RTGS, IMPS, and UPI transactions.