TATA
Sampoorna Raksha
Tata AIA
Complete protection from Tata AIA
Sum Insured₹50 Lakhs - ₹10 Crores
PremiumStarting ₹540/month for ₹1 Cr
Claim Ratio98.8%
About Sampoorna Raksha
Tata AIA Sampoorna Raksha offers comprehensive term protection with critical illness cover, accidental death benefit, and flexible premium payment options.
Key Features
Cover till age 80 years
98.8% claim settlement ratio
Critical illness cover
Accidental total disability
Flexible payment terms
Income replacement option
Return of premium variant
Waiver of premium on disability
Eligibility
AgeEntry: 18-65 years, Policy till 80 years
Sum Insured₹50 Lakhs to ₹10 Crores
Medical TestBased on age and sum insured
Waiting PeriodNone
What's Covered
Death benefit
Terminal illness
Critical illness (36 conditions)
Accidental death and disability
Exclusions
- Suicide within first year
- War and nuclear risks
- Illegal activities
Pros & Cons
Advantages
- Tata brand trust
- 36 critical illness covered
- Good claim ratio
- Flexible payment options
Disadvantages
- Premium not the cheapest
- Cover only till 80 years
Frequently Asked Questions
Sampoorna Raksha
(4.6)
- Sum Insured₹50 Lakhs - ₹10 Crores
- PremiumStarting ₹540/month for ₹1 Cr
- Claim Ratio98.8%
- TypeTerm Life Insurance
IRDAI registered insurer
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Disclaimer: Insurance is subject to terms and conditions. Premium shown is indicative and may vary based on your age, health, and coverage chosen. Please read policy documents carefully before purchasing.