SBI
SBI SimplyCLICK Credit Card
SBI Card
Best for online shopping rewards
Annual Fee₹499
Rewards10X rewards on Amazon, Cleartrip
Welcome Bonus₹500 Amazon voucher
Key Benefits
- 10X rewards on Amazon, Cleartrip, Lenskart
- 5X rewards on other online spends
- 1 reward point per ₹100 offline
- Fuel surcharge waiver
- EMI at no extra cost
- Exclusive partner offers
Eligibility Criteria
Age21 – 60 years
Minimum Income₹25,000/month (salaried) or ₹6 lakhs/year (self-employed)
Credit Score750+ CIBIL score
EmploymentSalaried or Self-employed professionals
Fees & Charges
| Annual Fee | ₹499 (waived on ₹1L annual spend) |
| Joining Fee | ₹499 |
| Late Payment Fee | ₹950 |
| Foreign Transaction Fee | 3.5% of transaction amount |
| Cash Advance Fee | 2.5% of amount (min ₹500) |
| Interest Rate | 3.35% per month (40.2% p.a.) |
Pros & Cons
Advantages
- Excellent rewards on online shopping
- Amazon partner - great for Prime users
- Easy fee waiver threshold
- Trusted SBI Card brand
- Wide acceptance
Disadvantages
- Higher foreign transaction fees
- Limited offline rewards
- No complimentary lounge access
- Joining fee applicable
Frequently Asked Questions
SBI SimplyCLICK Credit Card
- Annual Fee₹499
- Joining Fee₹499
- Credit Limit₹50,000 – ₹3,00,000
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Disclaimer: The information provided is for reference only. Credit card approval is subject to the bank's terms and conditions. Interest rates, fees, and benefits may change without notice. Please verify details on the official bank website before applying.