YES BANKVerified Feb 2026

YES BANK IFSC Code – MEGHALAYA COOP APEX BANK SMIT, SMIT

Complete bank details including IFSC code, MICR code, address and payment facilities for MEGHALAYA COOP APEX BANK SMIT branch.

IFSC Code
YESB0MCA021

Bank Details

Bank NameYES BANK
Branch NameMEGHALAYA COOP APEX BANK SMIT
IFSC CodeYESB0MCA021
MICR Code793618502
AddressSMIT,EAST KHASI HILLS 793021
CitySMIT
DistrictEAST KHASI HILLS
StateMEGHALAYA
Contact2588276

Payment Facilities

NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available

About IFSC Code YESB0MCA021

The IFSC code YESB0MCA021 uniquely identifies the MEGHALAYA COOP APEX BANK SMIT branch of YES BANK located in SMIT, MEGHALAYA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.

Understanding IFSC Code YESB0MCA021

  • First 4 characters (YESB) – Represents YES BANK bank code assigned by RBI
  • 5th character (0) – Reserved for future use (always 0)
  • Last 6 characters (MCA021) – Unique branch identifier for MEGHALAYA COOP APEX BANK SMIT

How to Use IFSC Code YESB0MCA021

To transfer money to any account at YES BANK MEGHALAYA COOP APEX BANK SMIT branch, you will need to provide the IFSC code YESB0MCA021 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.

Transfer Methods Available at MEGHALAYA COOP APEX BANK SMIT

  • NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
  • RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
  • IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
  • UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID

About YES BANK MEGHALAYA COOP APEX BANK SMIT Branch

YES BANK MEGHALAYA COOP APEX BANK SMIT is a branch of YES BANK located in SMIT, MEGHALAYA. The branch provides comprehensive banking services to customers in SMIT and surrounding areas.

Branch Address

SMIT,EAST KHASI HILLS 793021, SMIT, MEGHALAYA

Services Available

This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).

MICR Code Information

The MICR (Magnetic Ink Character Recognition) code for this branch is 793618502. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.

Important Information

Transfer Timings

  • NEFT: 24x7, 365 days (Settled in half-hourly batches)
  • RTGS: 24x7, 365 days (Real-time for ₹2L+)
  • IMPS: 24x7, 365 days (Instant)
  • UPI: 24x7, 365 days (Instant)

Verification Tips

  • Always verify IFSC code before transferring money
  • Cross-check with bank passbook or cheque book
  • IFSC codes may change after bank mergers
  • Contact branch for latest information

Frequently Asked Questions

What is the IFSC code of YES BANK MEGHALAYA COOP APEX BANK SMIT?

The IFSC code of YES BANK MEGHALAYA COOP APEX BANK SMIT branch in SMIT is YESB0MCA021.

What is the MICR code of YES BANK MEGHALAYA COOP APEX BANK SMIT?

The MICR code of YES BANK MEGHALAYA COOP APEX BANK SMIT branch is 793618502.

What is the address of YES BANK MEGHALAYA COOP APEX BANK SMIT?

YES BANK MEGHALAYA COOP APEX BANK SMIT branch is located at SMIT,EAST KHASI HILLS 793021.

Does YES BANK MEGHALAYA COOP APEX BANK SMIT support NEFT/RTGS/IMPS?

YES BANK MEGHALAYA COOP APEX BANK SMIT branch supports NEFT, RTGS, IMPS, and UPI transactions.