THE WEST BENGAL STATE COOPERATIVE BANK IFSC Code – LALBAGH, JIAGANJ
Complete bank details including IFSC code, MICR code, address and payment facilities for LALBAGH branch.
Bank Details
| Bank Name | THE WEST BENGAL STATE COOPERATIVE BANK |
| Branch Name | LALBAGH |
| IFSC Code | WBSC0MCCB14 |
| MICR Code | 742806501 |
| Address | JIAGANJ, P.O. JIAGANJ, 742123 |
| City | JIAGANJ |
| District | MURSHIDABAD |
| State | WEST BENGAL |
| Contact | 255370 |
Payment Facilities
About IFSC Code WBSC0MCCB14
The IFSC code WBSC0MCCB14 uniquely identifies the LALBAGH branch of THE WEST BENGAL STATE COOPERATIVE BANK located in JIAGANJ, WEST BENGAL. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code WBSC0MCCB14
- First 4 characters (WBSC) – Represents THE WEST BENGAL STATE COOPERATIVE BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (MCCB14) – Unique branch identifier for LALBAGH
How to Use IFSC Code WBSC0MCCB14
To transfer money to any account at THE WEST BENGAL STATE COOPERATIVE BANK LALBAGH branch, you will need to provide the IFSC code WBSC0MCCB14 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at LALBAGH
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About THE WEST BENGAL STATE COOPERATIVE BANK LALBAGH Branch
THE WEST BENGAL STATE COOPERATIVE BANK LALBAGH is a branch of THE WEST BENGAL STATE COOPERATIVE BANK located in JIAGANJ, WEST BENGAL. The branch provides comprehensive banking services to customers in JIAGANJ and surrounding areas.
Branch Address
JIAGANJ, P.O. JIAGANJ, 742123, JIAGANJ, WEST BENGAL
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 742806501. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of THE WEST BENGAL STATE COOPERATIVE BANK LALBAGH?
The IFSC code of THE WEST BENGAL STATE COOPERATIVE BANK LALBAGH branch in JIAGANJ is WBSC0MCCB14.
What is the MICR code of THE WEST BENGAL STATE COOPERATIVE BANK LALBAGH?
The MICR code of THE WEST BENGAL STATE COOPERATIVE BANK LALBAGH branch is 742806501.
What is the address of THE WEST BENGAL STATE COOPERATIVE BANK LALBAGH?
THE WEST BENGAL STATE COOPERATIVE BANK LALBAGH branch is located at JIAGANJ, P.O. JIAGANJ, 742123.
Does THE WEST BENGAL STATE COOPERATIVE BANK LALBAGH support NEFT/RTGS/IMPS?
THE WEST BENGAL STATE COOPERATIVE BANK LALBAGH branch supports NEFT, RTGS, IMPS, and UPI transactions.