THE WEST BENGAL STATE COOPERATIVE BANK IFSC Code – JOYPUR BRANCH, JOYPUR
Complete bank details including IFSC code, MICR code, address and payment facilities for JOYPUR BRANCH branch.
Bank Details
| Bank Name | THE WEST BENGAL STATE COOPERATIVE BANK |
| Branch Name | JOYPUR BRANCH |
| IFSC Code | WBSC0BDCB04 |
| MICR Code | 722809705 |
| Address | P.O. JOYPUR, DIST-BANKURA |
| City | JOYPUR |
| District | BANKURA |
| State | WEST BENGAL |
| Contact | 249223 |
Payment Facilities
About IFSC Code WBSC0BDCB04
The IFSC code WBSC0BDCB04 uniquely identifies the JOYPUR BRANCH branch of THE WEST BENGAL STATE COOPERATIVE BANK located in JOYPUR, WEST BENGAL. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code WBSC0BDCB04
- First 4 characters (WBSC) – Represents THE WEST BENGAL STATE COOPERATIVE BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (BDCB04) – Unique branch identifier for JOYPUR BRANCH
How to Use IFSC Code WBSC0BDCB04
To transfer money to any account at THE WEST BENGAL STATE COOPERATIVE BANK JOYPUR BRANCH branch, you will need to provide the IFSC code WBSC0BDCB04 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at JOYPUR BRANCH
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About THE WEST BENGAL STATE COOPERATIVE BANK JOYPUR BRANCH Branch
THE WEST BENGAL STATE COOPERATIVE BANK JOYPUR BRANCH is a branch of THE WEST BENGAL STATE COOPERATIVE BANK located in JOYPUR, WEST BENGAL. The branch provides comprehensive banking services to customers in JOYPUR and surrounding areas.
Branch Address
P.O. JOYPUR, DIST-BANKURA, JOYPUR, WEST BENGAL
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 722809705. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of THE WEST BENGAL STATE COOPERATIVE BANK JOYPUR BRANCH?
The IFSC code of THE WEST BENGAL STATE COOPERATIVE BANK JOYPUR BRANCH branch in JOYPUR is WBSC0BDCB04.
What is the MICR code of THE WEST BENGAL STATE COOPERATIVE BANK JOYPUR BRANCH?
The MICR code of THE WEST BENGAL STATE COOPERATIVE BANK JOYPUR BRANCH branch is 722809705.
What is the address of THE WEST BENGAL STATE COOPERATIVE BANK JOYPUR BRANCH?
THE WEST BENGAL STATE COOPERATIVE BANK JOYPUR BRANCH branch is located at P.O. JOYPUR, DIST-BANKURA.
Does THE WEST BENGAL STATE COOPERATIVE BANK JOYPUR BRANCH support NEFT/RTGS/IMPS?
THE WEST BENGAL STATE COOPERATIVE BANK JOYPUR BRANCH branch supports NEFT, RTGS, IMPS, and UPI transactions.