VIJAYA BANK IFSC Code – OTTAPALAM, OTTAPALAM
Complete bank details including IFSC code, MICR code, address and payment facilities for OTTAPALAM branch.
Bank Details
| Bank Name | VIJAYA BANK |
| Branch Name | OTTAPALAM |
| IFSC Code | VIJB0002107 |
| MICR Code | NA |
| Address | FIRST FLOOR,BLU MALL,OPP VALLUVANAD HOSPITAL KANNIYAMPURAM POST,PALAKKAD DIST |
| City | OTTAPALAM |
| District | PALAKKAD |
| State | KERALA |
| Contact | 0 |
Payment Facilities
About IFSC Code VIJB0002107
The IFSC code VIJB0002107 uniquely identifies the OTTAPALAM branch of VIJAYA BANK located in OTTAPALAM, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code VIJB0002107
- First 4 characters (VIJB) – Represents VIJAYA BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002107) – Unique branch identifier for OTTAPALAM
How to Use IFSC Code VIJB0002107
To transfer money to any account at VIJAYA BANK OTTAPALAM branch, you will need to provide the IFSC code VIJB0002107 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at OTTAPALAM
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About VIJAYA BANK OTTAPALAM Branch
VIJAYA BANK OTTAPALAM is a branch of VIJAYA BANK located in OTTAPALAM, KERALA. The branch provides comprehensive banking services to customers in OTTAPALAM and surrounding areas.
Branch Address
FIRST FLOOR,BLU MALL,OPP VALLUVANAD HOSPITAL KANNIYAMPURAM POST,PALAKKAD DIST, OTTAPALAM, KERALA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of VIJAYA BANK OTTAPALAM?
The IFSC code of VIJAYA BANK OTTAPALAM branch in OTTAPALAM is VIJB0002107.
What is the MICR code of VIJAYA BANK OTTAPALAM?
The MICR code of VIJAYA BANK OTTAPALAM branch is NA.
What is the address of VIJAYA BANK OTTAPALAM?
VIJAYA BANK OTTAPALAM branch is located at FIRST FLOOR,BLU MALL,OPP VALLUVANAD HOSPITAL KANNIYAMPURAM POST,PALAKKAD DIST.
Does VIJAYA BANK OTTAPALAM support NEFT/RTGS/IMPS?
VIJAYA BANK OTTAPALAM branch supports NEFT, RTGS, IMPS, and UPI transactions.