VIJAYA BANK IFSC Code – PAYANGADI, PAYANGADI
Complete bank details including IFSC code, MICR code, address and payment facilities for PAYANGADI branch.
Bank Details
| Bank Name | VIJAYA BANK |
| Branch Name | PAYANGADI |
| IFSC Code | VIJB0002103 |
| MICR Code | WAITING |
| Address | NO.498 B,EZHLOME,PAYYANGADI KANNUR DIST |
| City | PAYANGADI |
| District | KANNUR |
| State | KERALA |
| Contact | 0 |
Payment Facilities
About IFSC Code VIJB0002103
The IFSC code VIJB0002103 uniquely identifies the PAYANGADI branch of VIJAYA BANK located in PAYANGADI, KERALA. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code VIJB0002103
- First 4 characters (VIJB) – Represents VIJAYA BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002103) – Unique branch identifier for PAYANGADI
How to Use IFSC Code VIJB0002103
To transfer money to any account at VIJAYA BANK PAYANGADI branch, you will need to provide the IFSC code VIJB0002103 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at PAYANGADI
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About VIJAYA BANK PAYANGADI Branch
VIJAYA BANK PAYANGADI is a branch of VIJAYA BANK located in PAYANGADI, KERALA. The branch provides comprehensive banking services to customers in PAYANGADI and surrounding areas.
Branch Address
NO.498 B,EZHLOME,PAYYANGADI KANNUR DIST, PAYANGADI, KERALA
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is WAITING. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of VIJAYA BANK PAYANGADI?
The IFSC code of VIJAYA BANK PAYANGADI branch in PAYANGADI is VIJB0002103.
What is the MICR code of VIJAYA BANK PAYANGADI?
The MICR code of VIJAYA BANK PAYANGADI branch is WAITING.
What is the address of VIJAYA BANK PAYANGADI?
VIJAYA BANK PAYANGADI branch is located at NO.498 B,EZHLOME,PAYYANGADI KANNUR DIST.
Does VIJAYA BANK PAYANGADI support NEFT/RTGS/IMPS?
VIJAYA BANK PAYANGADI branch supports NEFT, RTGS, IMPS, and UPI transactions.