AXIS BANK IFSC Code – JAMMU AND KASHMIR STATE COOP BANK, SRINAGAR
Complete bank details including IFSC code, MICR code, address and payment facilities for JAMMU AND KASHMIR STATE COOP BANK branch.
Bank Details
| Bank Name | AXIS BANK |
| Branch Name | JAMMU AND KASHMIR STATE COOP BANK |
| IFSC Code | UTIB0SJKCB1 |
| MICR Code | 190654002 |
| Address | ATHWAS GAHH NEAR SILK FACTORY RAJBAGH,SRINAGAR,PIN 190001 |
| City | SRINAGAR |
| State | JAMMU AND KASHMIR |
| Contact | 2311121 |
Payment Facilities
About IFSC Code UTIB0SJKCB1
The IFSC code UTIB0SJKCB1 uniquely identifies the JAMMU AND KASHMIR STATE COOP BANK branch of AXIS BANK located in SRINAGAR, JAMMU AND KASHMIR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UTIB0SJKCB1
- First 4 characters (UTIB) – Represents AXIS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (SJKCB1) – Unique branch identifier for JAMMU AND KASHMIR STATE COOP BANK
How to Use IFSC Code UTIB0SJKCB1
To transfer money to any account at AXIS BANK JAMMU AND KASHMIR STATE COOP BANK branch, you will need to provide the IFSC code UTIB0SJKCB1 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at JAMMU AND KASHMIR STATE COOP BANK
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About AXIS BANK JAMMU AND KASHMIR STATE COOP BANK Branch
AXIS BANK JAMMU AND KASHMIR STATE COOP BANK is a branch of AXIS BANK located in SRINAGAR, JAMMU AND KASHMIR. The branch provides comprehensive banking services to customers in SRINAGAR and surrounding areas.
Branch Address
ATHWAS GAHH NEAR SILK FACTORY RAJBAGH,SRINAGAR,PIN 190001, SRINAGAR, JAMMU AND KASHMIR
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 190654002. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of AXIS BANK JAMMU AND KASHMIR STATE COOP BANK?
The IFSC code of AXIS BANK JAMMU AND KASHMIR STATE COOP BANK branch in SRINAGAR is UTIB0SJKCB1.
What is the MICR code of AXIS BANK JAMMU AND KASHMIR STATE COOP BANK?
The MICR code of AXIS BANK JAMMU AND KASHMIR STATE COOP BANK branch is 190654002.
What is the address of AXIS BANK JAMMU AND KASHMIR STATE COOP BANK?
AXIS BANK JAMMU AND KASHMIR STATE COOP BANK branch is located at ATHWAS GAHH NEAR SILK FACTORY RAJBAGH,SRINAGAR,PIN 190001.
Does AXIS BANK JAMMU AND KASHMIR STATE COOP BANK support NEFT/RTGS/IMPS?
AXIS BANK JAMMU AND KASHMIR STATE COOP BANK branch supports NEFT, RTGS, IMPS, and UPI transactions.