AXIS BANK IFSC Code – PHALORA NAGBANI, JAMMU
Complete bank details including IFSC code, MICR code, address and payment facilities for PHALORA NAGBANI branch.
Bank Details
| Bank Name | AXIS BANK |
| Branch Name | PHALORA NAGBANI |
| IFSC Code | UTIB0002491 |
| MICR Code | 180211013 |
| Address | GROUND FLOOR KAHSRA NO 598 GAJANSOO ROAD PHALORA NAGBANI JAMMU 180002 |
| City | JAMMU |
| State | JAMMU AND KASHMIR |
| Contact | 236617 |
Payment Facilities
About IFSC Code UTIB0002491
The IFSC code UTIB0002491 uniquely identifies the PHALORA NAGBANI branch of AXIS BANK located in JAMMU, JAMMU AND KASHMIR. This 11-character alphanumeric code is essential for all electronic fund transfers in India including NEFT, RTGS, IMPS, and UPI transactions.
Understanding IFSC Code UTIB0002491
- First 4 characters (UTIB) – Represents AXIS BANK bank code assigned by RBI
- 5th character (0) – Reserved for future use (always 0)
- Last 6 characters (002491) – Unique branch identifier for PHALORA NAGBANI
How to Use IFSC Code UTIB0002491
To transfer money to any account at AXIS BANK PHALORA NAGBANI branch, you will need to provide the IFSC code UTIB0002491 along with the beneficiary's account number. This code ensures your money reaches the correct branch securely.
Transfer Methods Available at PHALORA NAGBANI
- NEFT (National Electronic Funds Transfer) – Settled in batches, available 24x7 on all days
- RTGS (Real Time Gross Settlement) – For high-value transactions (₹2 lakh and above), real-time transfer
- IMPS (Immediate Payment Service) – Instant transfer up to ₹5 lakh, available 24x7
- UPI (Unified Payments Interface) – Instant mobile payments using VPA/UPI ID
About AXIS BANK PHALORA NAGBANI Branch
AXIS BANK PHALORA NAGBANI is a branch of AXIS BANK located in JAMMU, JAMMU AND KASHMIR. The branch provides comprehensive banking services to customers in JAMMU and surrounding areas.
Branch Address
GROUND FLOOR KAHSRA NO 598 GAJANSOO ROAD PHALORA NAGBANI JAMMU 180002, JAMMU, JAMMU AND KASHMIR
Services Available
This branch offers various banking services including savings accounts, current accounts, fixed deposits, recurring deposits, loans, locker facilities, and digital banking services. Customers can also avail services like demand drafts, pay orders, and foreign exchange (subject to branch authorization).
MICR Code Information
The MICR (Magnetic Ink Character Recognition) code for this branch is 180211013. MICR code is a 9-digit code used for cheque clearing and identifies the bank, branch, and city. It is printed on cheques using magnetic ink for machine reading.
Important Information
Transfer Timings
- NEFT: 24x7, 365 days (Settled in half-hourly batches)
- RTGS: 24x7, 365 days (Real-time for ₹2L+)
- IMPS: 24x7, 365 days (Instant)
- UPI: 24x7, 365 days (Instant)
Verification Tips
- Always verify IFSC code before transferring money
- Cross-check with bank passbook or cheque book
- IFSC codes may change after bank mergers
- Contact branch for latest information
Frequently Asked Questions
What is the IFSC code of AXIS BANK PHALORA NAGBANI?
The IFSC code of AXIS BANK PHALORA NAGBANI branch in JAMMU is UTIB0002491.
What is the MICR code of AXIS BANK PHALORA NAGBANI?
The MICR code of AXIS BANK PHALORA NAGBANI branch is 180211013.
What is the address of AXIS BANK PHALORA NAGBANI?
AXIS BANK PHALORA NAGBANI branch is located at GROUND FLOOR KAHSRA NO 598 GAJANSOO ROAD PHALORA NAGBANI JAMMU 180002.
Does AXIS BANK PHALORA NAGBANI support NEFT/RTGS/IMPS?
AXIS BANK PHALORA NAGBANI branch supports NEFT, RTGS, IMPS, and UPI transactions.